Perennial Advantage Freedom (HMO-POS)

PERENNIAL ADVANTAGE OF COLORADO, INC. · 2027 plan year

Plan ID H3419-003-000

HMOPOS
MOOP (in-network)
$3,500
MOOP (combined)
$3,500
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H3419-003-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More PERENNIAL ADVANTAGE OF COLORADO, INC. plans in CO

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$35

Hospital

BenefitIn-network
Inpatient Hospital — Psychiatric$100/day for days 1–5, $0 after
Inpatient Hospital — Acute$100/day for days 1–5, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Non-Medicare Covered StaySee plan details

Pharmacy

BenefitIn-network
Other Part B Drugs0%-20% coinsurance
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$25
Mental Health — Group Sessions$25
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
X-Ray ServicesNo charge
Diabetic SuppliesNo charge
Chiropractic ServicesSee plan details
Radiological ServicesSee plan details
Skilled Nursing Facility (SNF)No charge
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions20% coinsurance
Intensive Cardiac Rehabilitation — Additional Sessions20% coinsurance
Pulmonary Rehabilitation — Additional Sessions20% coinsurance
Supervised Exercise Therapy (SET)20% coinsurance
Emergency Services$90
Urgently Needed Services$55
Partial Hospitalization Program20% coinsurance
Intensive Outpatient Program (IOP)20% coinsurance
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services20% coinsurance
Occupational Therapy Services$20
Physician Specialist Services$5
Podiatry ServicesNo charge
Podiatry ServicesNo charge
Other Health Care Professional Services20% coinsurance
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions20% coinsurance
Psychiatric Services — Group Sessions20% coinsurance
Physical Therapy & Speech-Language Pathology$20
Additional Telehealth Services (Part B)$0-$25
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests20% coinsurance
Laboratory ServicesNo charge
Outpatient Hospital Services$0-$250
Hospital Observation Services$100 per stay
Ambulatory Surgical Center (ASC)20% coinsurance
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions20% coinsurance
Substance Abuse — Group Sessions20% coinsurance
Outpatient Blood Services20% coinsurance
Ambulance ServicesSee plan details
Ground Ambulance$250
Air Ambulance20% coinsurance
Non-Emergency Transportation — Any Health LocationNo charge
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Nutritional & Dietary BenefitNo charge
Fitness BenefitNo charge
In-Home Support ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services20% coinsurance
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Implant ServicesNo charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams20% coinsurance
Vision — Routine Eye ExamsNo charge
Vision — Eyewear20% coinsurance
Vision — EyewearSee plan details
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — Exams20% coinsurance
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge
Hearing — OTC Hearing AidsNo charge
Diagnostic Radiology20% coinsurance
Therapeutic Radiology20% coinsurance
Diabetic Therapeutic Shoes & Inserts0%-20% coinsurance
Diabetic Monitors20% coinsurance
Vision — Eye ExamsSee plan details

Service area

  • CO: 6 counties

Reviewing your Medicare coverage for 2027?

Plans change every year. Leave your email and we'll let you know when Medicare open enrollment opens.