NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care

Harvard Pilgrim Health Care · 2026 plan year

Silver
Ind. deductible
$3,500
Family deductible
$7,000
Ind. OOP max
$8,200
Family OOP max
$16,400

More Harvard Pilgrim Health Care plans in NH

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$40.00

Specialist

BenefitIn-network
Specialist Visit$80.00

Hospital

BenefitIn-network
Emergency Room Services$500.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$1000.00 Copay per Stay after deductible
Outpatient Surgery Physician/Surgical ServicesNo Charge after deductible
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs35.00% Coinsurance after deductible
Off Label Prescription Drugs35.00% Coinsurance after deductible
Preferred Brand Drugs$60.00 Copay after deductible
Specialty Drugs45.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$1000.00 Copay per Stay after deductible
Mental/Behavioral Health Outpatient Services$40.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$40.00
Acupuncture$40.00
Allergy Testing20.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies20.00% Coinsurance after deductible
Bariatric Surgery$1000.00 Copay after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Bone Marrow Transplant$1000.00 Copay after deductible
Chemotherapy20.00% Coinsurance after deductible
Chiropractic Care$40.00
Convenience Care Clinic$40.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$1000.00 Copay after deductible
Dental Anesthesia$150.00 Copay after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$40.00
Diabetes Education$80.00
Dialysis20.00% Coinsurance after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Early Intervention ServicesNo charge
Emergency Transportation/Ambulance20.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Gender Affirming Care$1000.00 Copay after deductible
Habilitation Services$60.00 Copay after deductible
Hearing Aids50.00%
Home Health Care Services20.00% Coinsurance after deductible
Hospice Services20.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$75.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy20.00% Coinsurance after deductible
Inherited Metabolic Disorders - PKU20.00% Coinsurance after deductible
Inpatient Physician and Surgical ServicesNo Charge after deductible
Inpatient Rehabilitation Services$1000.00 Copay after deductible
Laboratory Outpatient and Professional Services20.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Low Protein Foods20.00% Coinsurance after deductible
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$40.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$60.00 Copay after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$150.00 Copay after deductible
Outpatient Rehabilitation Services$60.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation20.00% Coinsurance after deductible
Reconstructive Surgery$1000.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$60.00 Copay after deductible
Rehabilitative Speech Therapy$60.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$40.00
Routine Eye Exam for Children$40.00
Routine Foot Care$80.00
Skilled Nursing Facility$1000.00 Copay per Stay after deductible
Substance Abuse Disorder Inpatient Services$1000.00 Copay per Stay after deductible
Substance Abuse Disorder Outpatient Services$40.00
Transplant$1000.00 Copay after deductible
Treatment for Temporomandibular Joint Disorders$150.00 Copay after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
Wigs20.00% Coinsurance after deductible
X-rays and Diagnostic Imaging20.00% Coinsurance after deductible

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