NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care

Harvard Pilgrim Health Care · 2026 plan year

Silver
Ind. deductible
$400
Family deductible
$800
Ind. OOP max
$800
Family OOP max
$1,600

More Harvard Pilgrim Health Care plans in NH

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00

Specialist

BenefitIn-network
Specialist Visit$20.00

Hospital

BenefitIn-network
Emergency Room Services$100.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$250.00 Copay per Stay after deductible
Outpatient Surgery Physician/Surgical ServicesNo Charge after deductible
Urgent Care Centers or Facilities$20.00

Pharmacy

BenefitIn-network
Generic Drugs$2.00
Non-Preferred Brand Drugs35.00% Coinsurance after deductible
Off Label Prescription Drugs35.00% Coinsurance after deductible
Preferred Brand Drugs$25.00 Copay after deductible
Specialty Drugs45.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$250.00 Copay per Stay after deductible
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$10.00
Acupuncture$10.00
Allergy Testing10.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies10.00% Coinsurance after deductible
Bariatric Surgery$250.00 Copay after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Bone Marrow Transplant$250.00 Copay after deductible
Chemotherapy10.00% Coinsurance after deductible
Chiropractic Care$10.00
Convenience Care Clinic$10.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$250.00 Copay after deductible
Dental Anesthesia$100.00 Copay after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$10.00
Diabetes Education$20.00
Dialysis10.00% Coinsurance after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Early Intervention ServicesNo charge
Emergency Transportation/Ambulance10.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Gender Affirming Care$250.00 Copay after deductible
Habilitation Services$20.00 Copay after deductible
Hearing Aids50.00%
Home Health Care Services10.00% Coinsurance after deductible
Hospice Services10.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$20.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy10.00% Coinsurance after deductible
Inherited Metabolic Disorders - PKU10.00% Coinsurance after deductible
Inpatient Physician and Surgical ServicesNo Charge after deductible
Inpatient Rehabilitation Services$250.00 Copay after deductible
Laboratory Outpatient and Professional Services10.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Low Protein Foods10.00% Coinsurance after deductible
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$10.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00 Copay after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$100.00 Copay after deductible
Outpatient Rehabilitation Services$20.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation10.00% Coinsurance after deductible
Reconstructive Surgery$250.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$20.00 Copay after deductible
Rehabilitative Speech Therapy$20.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$10.00
Routine Eye Exam for Children$10.00
Routine Foot Care$20.00
Skilled Nursing Facility$250.00 Copay per Stay after deductible
Substance Abuse Disorder Inpatient Services$250.00 Copay per Stay after deductible
Substance Abuse Disorder Outpatient Services$10.00
Transplant$250.00 Copay after deductible
Treatment for Temporomandibular Joint Disorders$100.00 Copay after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
Wigs20.00% Coinsurance after deductible
X-rays and Diagnostic Imaging10.00% Coinsurance after deductible

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