Humana Total Complete Giveback (HMO-POS)

CARITEN HEALTH PLAN INC. · 2027 plan year

Plan ID H4461-047-000

Showing KS · also offered in: MO

HMOPOS★ 4.5 CMS Stars
MOOP (in-network)
$4,200
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H4461-047-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$700/yr
Also owed
Your Medicare Part B premium, paid separately

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Acute$425/day for days 1–7, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$334/day for days 1–7, $0 after
Worldwide Urgent Care Coverage$50

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$35
Mental Health — Group Sessions$35
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Worldwide Emergency Transportation$325
Skilled Nursing Facility (SNF)$10/day for days 1–20, $221/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$30
Intensive Cardiac Rehabilitation — Additional Sessions$30
Pulmonary Rehabilitation — Additional Sessions$30
Supervised Exercise Therapy (SET)$30
Emergency Services$130
Urgently Needed Services$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Substance Abuse — Group Sessions$35
Partial Hospitalization Program$35
Intensive Outpatient Program (IOP)$35
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$40
Physician Specialist Services$35
Podiatry Services$35
Other Health Care Professional Services$0-$35
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$35
Psychiatric Services — Group Sessions$35
Medicare-Covered Preventive ServicesSee plan details
Physical Therapy & Speech-Language Pathology$40
Additional Telehealth Services (Part B)$0-$50
Opioid Treatment Program Services$35
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$100
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$345
Therapeutic Radiology$35 copay + 20% coinsurance
X-Ray Services$0-$145
Outpatient Hospital Services$0-$400
Hospital Observation Services$425 per stay
Ambulatory Surgical Center (ASC)$0-$300
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$35
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$325
Air Ambulance20% coinsurance
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies10%-20% coinsurance
Diabetic Therapeutic Shoes & Inserts$10
Diabetic Monitors10%-20% coinsurance
Dialysis Services20% coinsurance
Acupuncture$35
Meal BenefitNo charge
Annual Physical ExamNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$35
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services0%-50% coinsurance
Dental — Endodontics (Root Canal)0%-50% coinsurance
Dental — Periodontics (Gum Care)0%-50% coinsurance
Dental — Removable Prosthodontics (Dentures)50% coinsurance
Dental — Fixed Prosthodontics (Bridges)0%-50% coinsurance
Hearing — Prescription Hearing AidsSee plan details
Dental — Oral & Maxillofacial Surgery0%-50% coinsurance
Dental — Adjunctive General Services50% coinsurance
Vision — Eye Exams$0-$35
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$35
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Hearing Aids (All Types)$575-$750

Service area

  • KS: 7 counties

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