Humana Dual QMB Only (HMO D-SNP)

HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. · 2027 plan year

Plan ID H1951-032-000

HMO★ 4.5 CMS StarsDual-Eligible SNP
MOOP (in-network)
$9,850
MOOP (combined)
—
Monthly premium
$17/mo
Part C $0 + Part D $17, before Extra Help
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H1951-032-000
Medical deductible
Medicare Part B deductible (CMS has not yet announced the 2027 amount)
Part D premium
$17/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$700/yr
Also owed
Your Medicare Part B premium, paid separately

More HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. plans in LA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine CareNo charge

Hospital

BenefitIn-network
Inpatient Hospital — Acute$2,100 per stay
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$1,955 per stay
Worldwide Urgent Care Coverage20% coinsurance

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health — Individual Sessions20% coinsurance
Supplemental Health BenefitsSee plan details
Mental Health — Group Sessions20% coinsurance
Mental Health Specialty ServicesSee plan details

Other

BenefitIn-network
Podiatry Services20% coinsurance
Podiatry ServicesNo charge
Other Health Care Professional Services20% coinsurance
Psychiatric ServicesSee plan details
Smoking & Tobacco Cessation CounselingNo charge
Dental — PreventiveSee plan details
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Hearing — Exams20% coinsurance
Hearing — ExamsSee plan details
Diabetic Monitors20% coinsurance
Psychiatric Services — Individual Sessions20% coinsurance
Psychiatric Services — Group Sessions20% coinsurance
Physical Therapy & Speech-Language Pathology20% coinsurance
Outpatient Blood Services20% coinsurance
Ambulance ServicesSee plan details
Ground Ambulance$325
Air Ambulance20% coinsurance
Annual Physical ExamNo charge
Dental — Oral ExamsNo charge
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge
Medicare-Covered Preventive ServicesSee plan details
Emergency Services$115
Skilled Nursing Facility (SNF)$0/day for days 1–20, $221/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions20% coinsurance
Intensive Cardiac Rehabilitation — Additional Sessions20% coinsurance
Pulmonary Rehabilitation — Additional Sessions20% coinsurance
Supervised Exercise Therapy (SET)20% coinsurance
Urgently Needed Services20% coinsurance (max $40)
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$115
Worldwide Emergency Transportation$325
Partial Hospitalization Program20% coinsurance
Intensive Outpatient Program (IOP)20% coinsurance
Home Health ServicesNo charge
Primary Care Physician Services20% coinsurance
Chiropractic Services20% coinsurance
Chiropractic ServicesSee plan details
Occupational Therapy Services20% coinsurance
Physician Specialist Services20% coinsurance
Additional Telehealth Services (Part B)20% coinsurance
Opioid Treatment Program Services20% coinsurance
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests20% coinsurance
Laboratory Services20% coinsurance
Radiological ServicesSee plan details
Diagnostic Radiology$205-$780 copay + 20% coinsurance
Therapeutic Radiology20% coinsurance
X-Ray Services$40-$110 copay + 20% coinsurance
Outpatient Hospital Services$550 copay + 20% coinsurance
Hospital Observation Services20% coinsurance
Ambulatory Surgical Center (ASC)$400 copay + 20% coinsurance
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions20% coinsurance
Substance Abuse — Group Sessions20% coinsurance
Non-Emergency Transportation — Health FacilityNo charge
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies20% coinsurance
Diabetic Therapeutic Shoes & InsertsNo charge
Dialysis Services20% coinsurance
Acupuncture20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Fitness BenefitNo charge
Wigs for Chemotherapy Hair LossNo charge
In-Home Support ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services20% coinsurance
Vision — Eyeglasses (Lenses & Frames)No charge
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams20% coinsurance
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Hearing — OTC Hearing AidsNo charge

Service area

  • LA: 20 counties

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