HumanaChoice H0473-003 (PPO)

HUMANA INSURANCE COMPANY OF KENTUCKY · 2026 plan year

Plan ID H0473-003-000

Local PPO★ 3.5 CMS Stars
MOOP (in-network)
$7,200
MOOP (combined)
$12,500
Monthly premium
$91/mo
Part C $0 + Part D $91, before Extra Help
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H0473-003-000
Medical deductible
$0 — no deductible
Part D premium
$91/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$615/yr
Also owed
Your Medicare Part B premium, paid separately

More HUMANA INSURANCE COMPANY OF KENTUCKY plans in TX

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$115
Inpatient Hospital — Acute$325/day for days 1–5, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$325/day for days 1–5, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$30
Mental Health — Group Sessions$30
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Worldwide Emergency Coverage$115
Home Health ServicesNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Chiropractic ServicesSee plan details
Other Health Care Professional Services$0-$35
Psychiatric ServicesSee plan details
Psychiatric Services — Group Sessions$30
X-Ray Services$0-$130
Outpatient Hospital Services$0-$300
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Dental — Medicare-Covered Services$35
Dental — PreventiveSee plan details
Vision — EyewearNo charge
Vision — EyewearSee plan details
Cardiac & Pulmonary RehabilitationSee plan details
Diagnostic Tests & Lab ServicesSee plan details
Outpatient Substance Abuse ServicesSee plan details
Prosthetics & OrthoticsSee plan details
Supervised Exercise Therapy (SET)$15
Emergency Services$115
Urgently Needed Services$40
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Transportation$115
Pulmonary Rehabilitation — Additional Sessions$15
Partial Hospitalization Program$35
Intensive Outpatient Program (IOP)$35
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$25
Physician Specialist Services$35
Podiatry Services$35
Psychiatric Services — Individual Sessions$30
Digital Rectal ExamsNo charge
Hearing — Hearing Aids (All Types)$299-$899
Vision — Routine Eye ExamsNo charge
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$35
Hearing — ExamsSee plan details
Diabetic Supplies10%-20% coinsurance
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac Rehabilitation — Additional Sessions$20
Intensive Cardiac Rehabilitation — Additional Sessions$20
Physical Therapy & Speech-Language Pathology$25
Additional Telehealth Services (Part B)$0-$40
Opioid Treatment Program Services$30-$35
Diagnostic Procedures & Tests$0-$175
Laboratory Services$0-$50
Radiological ServicesSee plan details
Diagnostic Radiology$0-$360
Therapeutic Radiology$45 copay + 20% coinsurance
Hospital Observation Services$325 per stay
Ambulatory Surgical Center (ASC)$0-$225
Substance Abuse — Individual Sessions$30-$35
Substance Abuse — Group Sessions$30-$35
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$280
Air Ambulance20% coinsurance
Durable Medical Equipment (DME)20% coinsurance
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & Inserts$10
Dialysis Services20% coinsurance
AcupunctureNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Other Preventive ServicesNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services30%-40% coinsurance
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Fixed Prosthodontics (Bridges)30%-40% coinsurance
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams$0-$35
Vision — Eye ExamsSee plan details

Service area

  • TX: 3 counties

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