DrTotalCare-CFL (HMO C-SNP)

DOCTORS HEALTHCARE PLANS, INC. · 2026 plan year

Plan ID H4140-018-000

HMO★ 4.5 CMS StarsChronic or Disabling Condition SNPNew for 2026
MOOP (in-network)
$3,400
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

Plan information

Contract / Plan / Segment
H4140-018-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More DOCTORS HEALTHCARE PLANS, INC. plans in FL

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$10

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$50
Inpatient Hospital — Acute$0/day for days 1–2, $100/day for days 3–10, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Room UpgradesSee plan details
Inpatient Hospital — Psychiatric$165/day for days 1–4, $0 after

Pharmacy

BenefitIn-network
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance
Part B DrugsSee plan details

Mental Health

BenefitIn-network
Supplemental Health BenefitsSee plan details
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$25
Mental Health — Group Sessions$10

Other

BenefitIn-network
Medicare-Covered Preventive ServicesSee plan details
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge
Diabetic Supplies0%-20% coinsurance
Urgently Needed Services$10
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$250
Partial Hospitalization ProgramNo charge
Intensive Outpatient Program (IOP)No charge
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic ServicesNo charge
Chiropractic ServicesSee plan details
Occupational Therapy Services$10
Physician Specialist Services$10
Podiatry ServicesNo charge
Podiatry Services$10
Other Health Care Professional ServicesNo charge
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$25
Psychiatric Services — Group Sessions$10
Physical Therapy & Speech-Language Pathology$10
Air Ambulance20% coinsurance
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered ServicesNo charge
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Implant ServicesNo charge
Dental — Oral & Maxillofacial SurgeryNo charge
Vision — Eye ExamsNo charge
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Welcome to Medicare EKGNo charge
Intensive Cardiac Rehabilitation — Additional Sessions$10
Pulmonary Rehabilitation — Additional Sessions$10
Supervised Exercise Therapy (SET)$10
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$200
Emergency Services$120
Substance Abuse — Group Sessions$10
Digital Rectal ExamsNo charge
Skilled Nursing Facility (SNF)$0/day for days 1–20, $125/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$10
Additional Telehealth Services (Part B)No charge
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$75
Laboratory Services$0-$50
Radiological ServicesSee plan details
Diagnostic Radiology$0-$150
Therapeutic Radiology20% coinsurance
X-Ray Services$0-$75
Outpatient Hospital Services$150
Hospital Observation ServicesNo charge
Ambulatory Surgical Center (ASC)$25
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$25
Non-Emergency Transportation — Health FacilityNo charge
Durable Medical Equipment (DME)0%-20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices0%-20% coinsurance
Medical SuppliesNo charge
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & InsertsNo charge
Dialysis Services20% coinsurance
Meal BenefitNo charge
Health EducationNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge

Service area

  • FL: 6 counties

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