Blue adVantage Platinum (HMO-POS)

HMO LOUISIANA, INC. · 2026 plan year

Plan ID H6453-018-001

HMOPOS★ 4 CMS Stars
MOOP (in-network)
$3,500
MOOP (combined)
—
Monthly premium
$218/mo
Part C $202 + Part D $16, before Extra Help
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H6453-018-001
Medical deductible
$0 — no deductible
Part D premium
$16/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$300/yr
Also owed
Your Medicare Part B premium, paid separately

Other segments for this plan:

More HMO LOUISIANA, INC. plans in LA

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Acute$205/day for days 1–7, $0 after
Inpatient Hospital — Psychiatric$225/day for days 1–7, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$10-$20
Mental Health — Group Sessions$10-$20
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge
Diabetic Therapeutic Shoes & InsertsNo charge
Skilled Nursing Facility (SNF)$0/day for days 1–20, $200/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$20
Intensive Cardiac Rehabilitation — Additional Sessions$20
Pulmonary Rehabilitation — Additional Sessions$15
Supervised Exercise Therapy (SET)$10
Emergency Services$125
Urgently Needed Services$40
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$125
Partial Hospitalization Program$60
Intensive Outpatient Program (IOP)$60
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Occupational Therapy Services$15-$35
Physician Specialist Services$15-$25
Podiatry Services$15-$25
Other Health Care Professional Services$0-$25 copay + 20% coinsurance
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$10-$20
Psychiatric Services — Group Sessions$10-$20
Physical Therapy & Speech-Language Pathology$15-$35
Additional Telehealth Services (Part B)$0-$35
Opioid Treatment Program Services$40
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$30
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$125
Therapeutic Radiology20% coinsurance
X-Ray Services0%-20% coinsurance
Outpatient Hospital Services$0-$150
Hospital Observation Services$205/day
Ambulatory Surgical Center (ASC)$0-$150
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$10-$20
Substance Abuse — Group Sessions$10-$20
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$250
Air Ambulance$260
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic SuppliesNo charge
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Home-Based Palliative CareNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered ServicesNo charge
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Implant ServicesNo charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams$15-$25
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Vision — Eyewear UpgradesNo charge
Hearing — OTC Hearing AidsNo charge

Service area

  • LA: 16 counties

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