Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
HNE Catastrophic
Health New England · 2027 plan year
CatastrophicHSA eligible
- Ind. deductible
- $12,000
- Family deductible
- $24,000
- Ind. OOP max
- $12,000
- Family OOP max
- $24,000
Other cost-sharing reduction variants for this plan:
More Health New England plans in MA
Monthly premiums by age
Rating Area 1
| Age | Individual |
|---|---|
| Under 15 | $251 |
| 21 | $396 |
| 30 | $430 |
| 40 | $466 |
| 50 | $582 |
| 60 | $791 |
| 64 and over | $791 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No Charge after deductible |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | No Charge after deductible |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | No Charge after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | No Charge after deductible |
| Outpatient Surgery Physician/Surgical Services | No Charge after deductible |
| Urgent Care Centers or Facilities | No Charge after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | No Charge after deductible |
| Non-Preferred Brand Drugs | No Charge after deductible |
| Preferred Brand Drugs | No Charge after deductible |
| Specialty Drugs | No Charge after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | No Charge after deductible |
| Mental/Behavioral Health Outpatient Services | No Charge after deductible |
Other
| Benefit | In-network |
|---|---|
| Transplant | No Charge after deductible |
| Abortion for Which Public Funding is Prohibited | No Charge after deductible |
| Accidental Dental | No Charge after deductible |
| Acupuncture | No Charge after deductible |
| Allergy Testing | No Charge after deductible |
| Bariatric Surgery | No Charge after deductible |
| Basic Dental Care - Child | 25.00% Coinsurance after deductible |
| Chemotherapy | No Charge after deductible |
| Chiropractic Care | No Charge after deductible |
| Delivery and All Inpatient Services for Maternity Care | No Charge after deductible |
| Dental Check-Up for Children | No charge |
| Diabetes Education | No Charge after deductible |
| Dialysis | No Charge after deductible |
| Durable Medical Equipment | No Charge after deductible |
| Emergency Transportation/Ambulance | No Charge after deductible |
| Eye Glasses for Children | No charge |
| Habilitation Services | No Charge after deductible |
| Hearing Aids | No Charge after deductible |
| Home Health Care Services | No Charge after deductible |
| Hospice Services | No Charge after deductible |
| Imaging (CT/PET Scans, MRIs) | No Charge after deductible |
| Infertility Treatment | No Charge after deductible |
| Infusion Therapy | No Charge after deductible |
| Inpatient Physician and Surgical Services | No Charge after deductible |
| Laboratory Outpatient and Professional Services | No Charge after deductible |
| Major Dental Care - Child | 50.00% Coinsurance after deductible |
| Massage | No Charge after deductible |
| Nutritional Counseling | No charge |
| Orthodontia - Child | 50.00% |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | No Charge after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | No Charge after deductible |
| Outpatient Rehabilitation Services | No Charge after deductible |
| Prenatal and Postnatal Care | No charge |
| Prosthetic Devices | No Charge after deductible |
| Radiation | No Charge after deductible |
| Reconstructive Surgery | No Charge after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | No Charge after deductible |
| Rehabilitative Speech Therapy | No Charge after deductible |
| Routine Eye Exam (Adult) | No Charge after deductible |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | No Charge after deductible |
| Skilled Nursing Facility | No Charge after deductible |
| Substance Abuse Disorder Inpatient Services | No Charge after deductible |
| Substance Abuse Disorder Outpatient Services | No Charge after deductible |
| Treatment for Temporomandibular Joint Disorders | No Charge after deductible |
| Weight Loss Programs | No Charge after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | No Charge after deductible |
Service area
This plan covers 70 geographic areas. 67 of them are covered only in part, meaning specific ZIP codes rather than the whole county. The filing does not list which, so confirm with the insurer or on HealthCare.gov before enrolling.
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