Standard Platinum: HNE Platinum A

Health New England · 2027 plan year

Platinum
Ind. deductible
No deductible
Family deductible
$0
Ind. OOP max
$3,500
Family OOP max
$7,000

Compare with other Platinum plans in MA

Side by side: deductibles, out-of-pocket limits and copays.

More Health New England plans in MA

Monthly premiums by age

Rating Area 1

AgeIndividual
Under 15$537
21$846
30$920
40$996
50$1,245
60$1,691
64 and over$1,691

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$25.00

Specialist

BenefitIn-network
Specialist Visit$45.00

Hospital

BenefitIn-network
Emergency Room Services$200.00
Inpatient Hospital Services (e.g., Hospital Stay)$500.00 Copay per Stay
Outpatient Surgery Physician/Surgical ServicesNo charge
Urgent Care Centers or Facilities$45.00

Pharmacy

BenefitIn-network
Specialty Drugs$60.00
Generic Drugs$20.00
Non-Preferred Brand Drugs$60.00
Preferred Brand Drugs$40.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$500.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$25.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNo charge
Accidental Dental$200.00
Acupuncture$20.00
Allergy Testing$45.00
Bariatric Surgery$250.00
Routine Foot Care$45.00
Skilled Nursing Facility$500.00 Copay per Stay
Basic Dental Care - Child25.00% Coinsurance after deductible
ChemotherapyNo charge
Chiropractic Care$20.00
Delivery and All Inpatient Services for Maternity Care$500.00 Copay per Stay
Dental Check-Up for ChildrenNo charge
Diabetes Education$45.00
DialysisNo charge
Durable Medical Equipment20.00%
Emergency Transportation/AmbulanceNo charge
Eye Glasses for ChildrenNo charge
Habilitation Services$45.00
Hearing AidsNo charge
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$200.00
Infertility Treatment$250.00
Infusion TherapyNo charge
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$25.00
Major Dental Care - Child50.00% Coinsurance after deductible
MassageNo charge
Nutritional CounselingNo charge
Orthodontia - Child50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)$25.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$250.00
Outpatient Rehabilitation Services$45.00
Prenatal and Postnatal CareNo charge
Prosthetic Devices20.00%
RadiationNo charge
Reconstructive Surgery$500.00 Copay per Stay
Rehabilitative Occupational and Rehabilitative Physical Therapy$45.00
Rehabilitative Speech Therapy$45.00
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Substance Abuse Disorder Inpatient Services$500.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$25.00
Transplant$500.00 Copay per Stay
Treatment for Temporomandibular Joint Disorders$250.00
Weight Loss ProgramsNo charge
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$25.00

Service area

This plan covers 70 geographic areas. 67 of them are covered only in part, meaning specific ZIP codes rather than the whole county. The filing does not list which, so confirm with the insurer or on HealthCare.gov before enrolling.

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