Humana Gold Choice H8145-126 (PFFS)

HUMANA INSURANCE COMPANY · 2026 plan year

Plan ID H8145-126-000

Showing MO · also offered in: AR, IL, KS, OK, TX

PFFS★ 3.5 CMS Stars
MOOP (in-network)
—
MOOP (combined)
$6,700
Monthly premium
$0/mo
Prescription drugs
Not included

This plan in 2027

Plan information

Contract / Plan / Segment
H8145-126-000
Medical deductible
$0 — no deductible
Also owed
Your Medicare Part B premium, paid separately

More HUMANA INSURANCE COMPANY plans in MO

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Acute$360/day for days 1–5, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$360/day for days 1–4, $0 after
Worldwide Urgent Care Coverage$90

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$30
Mental Health — Group Sessions$30

Other

BenefitIn-network
Worldwide Emergency & Urgent CoverageSee plan details
Psychiatric ServicesSee plan details
Diagnostic Tests & Lab ServicesSee plan details
Outpatient Substance Abuse ServicesSee plan details
Ambulance ServicesSee plan details
Medicare-Covered Preventive ServicesSee plan details
Vision — Eye ExamsSee plan details
Skilled Nursing Facility (SNF)$0/day for days 1–20, $150/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$20
Intensive Cardiac Rehabilitation — Additional Sessions$20
Pulmonary Rehabilitation — Additional Sessions$15
Supervised Exercise Therapy (SET)$15
Emergency Services$90
Urgently Needed Services$50
Worldwide Emergency Coverage$90
Worldwide Emergency Transportation$90
Partial Hospitalization Program$35
Intensive Outpatient Program (IOP)$35
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$25
Physician Specialist Services$40
Podiatry Services$40
Other Health Care Professional Services$0-$40
Psychiatric Services — Individual Sessions$30
Psychiatric Services — Group Sessions$30
Physical Therapy & Speech-Language Pathology$25
Additional Telehealth Services (Part B)$0-$50
Opioid Treatment Program Services$30-$35
Diagnostic Procedures & Tests$0-$50
Laboratory Services$0-$50
Radiological ServicesSee plan details
Diagnostic Radiology$0-$200 copay + 20% coinsurance
Therapeutic Radiology$40 copay + 20% coinsurance
X-Ray Services$0-$50
Outpatient Hospital Services$0-$360
Hospital Observation Services$360 per stay
Ambulatory Surgical Center (ASC)$0-$210
Substance Abuse — Individual Sessions$30-$35
Substance Abuse — Group Sessions$30-$35
Outpatient Blood ServicesNo charge
Ground Ambulance$250
Air Ambulance20% coinsurance
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & Inserts$10
Dialysis Services20% coinsurance
Acupuncture$40
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Annual Physical ExamNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$40
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Other Preventive ServicesNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams$0-$40
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$40
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$699-$999
Hearing — OTC Hearing AidsNo charge
Diabetic Supplies10%-20% coinsurance

Service area

  • MO: 35 counties

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