HumanaChoice R5826-018 (Regional PPO)

HUMANA INSURANCE COMPANY · 2027 plan year

Plan ID R5826-018-000

Regional PPO★ 4 CMS Stars
MOOP (in-network)
$7,550
MOOP (combined)
$10,000
Monthly premium
$9/mo
Prescription drugs
Not included

This plan in 2026

Plan information

Contract / Plan / Segment
R5826-018-000
Medical deductible
$1,300
Also owed
Your Medicare Part B premium, paid separately

More HUMANA INSURANCE COMPANY plans in FL

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Acute$275/day for days 1–7, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$195/day for days 1–9, $0 after
Worldwide Urgent Care Coverage$15

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$20
Mental Health — Group Sessions$20
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Vision — EyewearSee plan details
Prosthetics & OrthoticsSee plan details
Diabetic Supplies & ServicesSee plan details
Hearing — ExamsSee plan details
Cardiac Rehabilitation — Additional Sessions$30
Skilled Nursing Facility (SNF)$0/day for days 1–20, $160/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Intensive Cardiac Rehabilitation — Additional Sessions$30
Pulmonary Rehabilitation — Additional Sessions$25
Supervised Exercise Therapy (SET)$20
Emergency Services$115
Urgently Needed Services$15
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$115
Worldwide Emergency Transportation$325
Partial Hospitalization Program$35
Intensive Outpatient Program (IOP)$35
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$15-$35
Physician Specialist Services$30
Podiatry Services$30
Other Health Care Professional Services$0-$30
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$20
Psychiatric Services — Group Sessions$20
Physical Therapy & Speech-Language Pathology$15-$35
Additional Telehealth Services (Part B)$0-$30
Opioid Treatment Program Services$20
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$185 copay + 20% coinsurance
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$335
Therapeutic Radiology$30 copay + 20% coinsurance
X-Ray Services$0-$40 copay + 20% coinsurance
Outpatient Hospital Services$0-$175
Hospital Observation Services$275 per stay
Ambulatory Surgical Center (ASC)$0-$75
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$20
Substance Abuse — Group Sessions$20
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$120-$325
Air Ambulance20% coinsurance
Durable Medical Equipment (DME)20% coinsurance
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies20% coinsurance
Diabetic Therapeutic Shoes & Inserts$5
Diabetic Monitors20% coinsurance
Dialysis Services20% coinsurance
AcupunctureNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$30
Dental — PreventiveSee plan details
Vision — EyewearNo charge
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams$0-$30
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$30
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$499-$725

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