Humana Dental Smart Choice - Low

Humana Insurance Company · 2026 plan year

Low
Ind. deductible
$50
Family deductible
Per person only
Ind. OOP max
$450
Family OOP max
$900

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Monthly premiums by age

Rating Area 4 — the lowest-priced of the 16 areas this plan covers. Premiums differ by area.

AgeIndividual
Under 15$36
21$14
30$15
40$15
50$14
60$15
64 and over$15

Live premium estimate

$

Benefits & cost sharing

Other

BenefitIn-network
Accidental Dental50.00% Coinsurance after deductible
Basic Dental Care - Adult50.00% Coinsurance after deductible
Basic Dental Care - Child50.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo Charge after deductible
DENTAL_X_RAYSNo Charge after deductible
DENTURE_ADJUSTMENTS50.00% Coinsurance after deductible
DENTURE_RELINE_AND_REBASE50.00% Coinsurance after deductible
EXTRACTIONS50.00% Coinsurance after deductible
FILLINGS50.00% Coinsurance after deductible
IMMEDIATE_DENTURES50.00% Coinsurance after deductible
IMPLANTS50.00% Coinsurance after deductible
INITIAL_PLACEMENT_OF_BRIDGES_AND_DENTURES50.00% Coinsurance after deductible
Major Dental Care - Adult100.00%
Major Dental Care - Child50.00% Coinsurance after deductible
MINOR_RESTORATIVE_SERVICES50.00% Coinsurance after deductible
OCCLUSAL_ADJUSTMENTS50.00% Coinsurance after deductible
ORAL_SURGERY50.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
PARTIAL_PULPOTOMY50.00% Coinsurance after deductible
PERIODONTAL_AND_OSSEOUS_SURGERY50.00% Coinsurance after deductible
PERIODONTAL_MAINTENANCE50.00% Coinsurance after deductible
PERIODONTAL_ROOT_SCALING_AND_PLANING50.00% Coinsurance after deductible
PERIRADICULAR_SURGICAL_PROCEDURES50.00% Coinsurance after deductible
POST_AND_CORE_BUILD_UP50.00% Coinsurance after deductible
RECEMENTATION_OF_SPACE_MAINTAINERSNo Charge after deductible
REMOVAL_OF_FIXED_SPACE_MAINTAINERSNo Charge after deductible
ROOT_CANAL_THERAPY_AND_RETREATMENT50.00% Coinsurance after deductible
Routine Dental Services (Adult)No Charge after deductible
SEALANTSNo Charge after deductible
TISSUE_CONDITIONING50.00% Coinsurance after deductible
TOPICAL_FLUORIDENo Charge after deductible
VITAL_PULPOTOMY50.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 1 geographic area.

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