Humana Dental Smart Choice - High
Humana Insurance Company · 2026 plan year
High
- Ind. deductible
- $50
- Family deductible
- Per person only
- Ind. OOP max
- $450
- Family OOP max
- $900
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Monthly premiums by age
Rating Area 13 — the lowest-priced of the 16 areas this plan covers. Premiums differ by area.
| Age | Individual |
|---|---|
| Under 15 | $51 |
| 21 | $22 |
| 30 | $22 |
| 40 | $22 |
| 50 | $22 |
| 60 | $23 |
| 64 and over | $23 |
Live premium estimate
Benefits & cost sharing
Other
| Benefit | In-network |
|---|---|
| Accidental Dental | 20.00% Coinsurance after deductible |
| Basic Dental Care - Adult | 30.00% Coinsurance after deductible |
| Basic Dental Care - Child | 20.00% Coinsurance after deductible |
| Dental Check-Up for Children | No charge |
| DENTAL_X_RAYS | No charge |
| DENTURE_ADJUSTMENTS | 50.00% Coinsurance after deductible |
| DENTURE_RELINE_AND_REBASE | 50.00% Coinsurance after deductible |
| EXTRACTIONS | 20.00% Coinsurance after deductible |
| FILLINGS | 20.00% Coinsurance after deductible |
| IMMEDIATE_DENTURES | 50.00% Coinsurance after deductible |
| IMPLANTS | 50.00% Coinsurance after deductible |
| INITIAL_PLACEMENT_OF_BRIDGES_AND_DENTURES | 50.00% Coinsurance after deductible |
| Major Dental Care - Adult | 50.00% Coinsurance after deductible |
| Major Dental Care - Child | 50.00% Coinsurance after deductible |
| MINOR_RESTORATIVE_SERVICES | 20.00% Coinsurance after deductible |
| OCCLUSAL_ADJUSTMENTS | 20.00% Coinsurance after deductible |
| ORAL_SURGERY | 20.00% Coinsurance after deductible |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | 50.00% Coinsurance after deductible |
| PARTIAL_PULPOTOMY | 50.00% Coinsurance after deductible |
| PERIODONTAL_AND_OSSEOUS_SURGERY | 50.00% Coinsurance after deductible |
| PERIODONTAL_MAINTENANCE | 50.00% Coinsurance after deductible |
| PERIODONTAL_ROOT_SCALING_AND_PLANING | 50.00% Coinsurance after deductible |
| PERIRADICULAR_SURGICAL_PROCEDURES | 50.00% Coinsurance after deductible |
| POST_AND_CORE_BUILD_UP | 50.00% Coinsurance after deductible |
| RECEMENTATION_OF_SPACE_MAINTAINERS | No charge |
| REMOVAL_OF_FIXED_SPACE_MAINTAINERS | No charge |
| ROOT_CANAL_THERAPY_AND_RETREATMENT | 50.00% Coinsurance after deductible |
| Routine Dental Services (Adult) | No charge |
| SEALANTS | No charge |
| TISSUE_CONDITIONING | 50.00% Coinsurance after deductible |
| TOPICAL_FLUORIDE | No charge |
| VITAL_PULPOTOMY | 50.00% Coinsurance after deductible |
Plan rules
Service area
This plan covers 1 geographic area.
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