EmblemHealth VIP Dual Enhanced (HMO D-SNP)
HEALTH INSURANCE PLAN OF GREATER NEW YORK · 2026 plan year
Plan ID H5991-013-001
HMO★ 3 CMS StarsDual-Eligible SNP
- MOOP (in-network)
- $9,250
- MOOP (combined)
- —
- Monthly premium
- $58.80/mo
- Part C $0 + Part D $58.80, before Extra Help
- Prescription drugs
- Included
Plan information
- Contract / Plan / Segment
- H5991-013-001
- Medical deductible
- Medicare Part B deductible ($283 in 2026)
- Part D premium
- $58.80/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
- Part D deductible
- $615/yr
- Also owed
- Your Medicare Part B premium, paid separately
Other segments for this plan:
More HEALTH INSURANCE PLAN OF GREATER NEW YORK plans in NY
Benefits & cost sharing
Hospital
| Benefit | In-network |
|---|---|
| Inpatient Hospital — Acute | Original Medicare cost sharing |
| Inpatient Hospital — Psychiatric | Original Medicare cost sharing |
| Worldwide Urgent Care Coverage | No charge |
Pharmacy
| Benefit | In-network |
|---|---|
| Part B Drugs | See plan details |
| Chemotherapy & Radiation Drugs (Part B) | 0%-20% coinsurance |
| Other Part B Drugs | 0%-20% coinsurance |
Mental Health
| Benefit | In-network |
|---|---|
| Mental Health Specialty Services | See plan details |
| Mental Health — Individual Sessions | 20% coinsurance |
| Mental Health — Group Sessions | 20% coinsurance |
| Supplemental Health Benefits | See plan details |
Other
| Benefit | In-network |
|---|---|
| Medicare-Covered Preventive Services | See plan details |
| Outpatient Substance Abuse Services | See plan details |
| Substance Abuse — Individual Sessions | 20% coinsurance |
| Substance Abuse — Group Sessions | 20% coinsurance |
| Glaucoma Screening | No charge |
| Kidney Disease Education Services | No charge |
| Skilled Nursing Facility (SNF) | $0/day for days 1–20, $218/day for days 21–100 |
| Cardiac & Pulmonary Rehabilitation | See plan details |
| Cardiac Rehabilitation — Additional Sessions | 20% coinsurance |
| Intensive Cardiac Rehabilitation — Additional Sessions | 20% coinsurance |
| Pulmonary Rehabilitation — Additional Sessions | 20% coinsurance |
| Supervised Exercise Therapy (SET) | 20% coinsurance |
| Emergency Services | 20% coinsurance (max $115) |
| Podiatry Services | No charge |
| Urgently Needed Services | 20% coinsurance (max $40) |
| Worldwide Emergency & Urgent Coverage | See plan details |
| Worldwide Emergency Coverage | No charge |
| Worldwide Emergency Transportation | No charge |
| Partial Hospitalization Program | 20% coinsurance |
| Intensive Outpatient Program (IOP) | 20% coinsurance |
| Home Health Services | No charge |
| Primary Care Physician Services | 20% coinsurance |
| Chiropractic Services | 20% coinsurance |
| Occupational Therapy Services | 20% coinsurance |
| Physician Specialist Services | 20% coinsurance |
| Podiatry Services | 20% coinsurance |
| Other Health Care Professional Services | 0%-20% coinsurance |
| Psychiatric Services | See plan details |
| Psychiatric Services — Individual Sessions | 20% coinsurance |
| Psychiatric Services — Group Sessions | 20% coinsurance |
| Physical Therapy & Speech-Language Pathology | 20% coinsurance |
| Additional Telehealth Services (Part B) | 20% coinsurance |
| Opioid Treatment Program Services | 20% coinsurance |
| Diagnostic Tests & Lab Services | See plan details |
| Diagnostic Procedures & Tests | 20% coinsurance |
| Laboratory Services | 20% coinsurance |
| Radiological Services | See plan details |
| Diagnostic Radiology | 20% coinsurance |
| Therapeutic Radiology | 20% coinsurance |
| X-Ray Services | 20% coinsurance |
| Outpatient Hospital Services | 20% coinsurance |
| Hospital Observation Services | 20% coinsurance |
| Ambulatory Surgical Center (ASC) | 20% coinsurance |
| Outpatient Blood Services | 20% coinsurance |
| Ambulance Services | See plan details |
| Ground Ambulance | 20% coinsurance |
| Air Ambulance | 20% coinsurance |
| Durable Medical Equipment (DME) | 20% coinsurance |
| Prosthetics & Orthotics | See plan details |
| Prosthetic Devices | 20% coinsurance |
| Medical Supplies | 20% coinsurance |
| Diabetic Supplies & Services | See plan details |
| Diabetic Supplies | 20% coinsurance |
| Diabetic Therapeutic Shoes & Inserts | 20% coinsurance |
| Dialysis Services | 20% coinsurance |
| Annual Physical Exam | No charge |
| Health Education | No charge |
| Remote Access Technologies | No charge |
| Diabetes Self-Management Training | No charge |
| Digital Rectal Exams | No charge |
| Welcome to Medicare EKG | No charge |
| Insulin (Part B) | $35 |
| Dental — Medicare-Covered Services | 20% coinsurance |
| Dental — Preventive | See plan details |
| Dental — Oral Exams | No charge |
| Dental — X-Rays | No charge |
| Dental — Diagnostic Services | No charge |
| Dental — Prophylaxis (Cleaning) | No charge |
| Dental — Fluoride Treatment | No charge |
| Dental — Other Preventive Services | No charge |
| Dental — Comprehensive | See plan details |
| Dental — Restorative Services | No charge |
| Dental — Endodontics (Root Canal) | No charge |
| Dental — Periodontics (Gum Care) | No charge |
| Dental — Removable Prosthodontics (Dentures) | No charge |
| Dental — Maxillofacial Prosthetics | No charge |
| Dental — Implant Services | No charge |
| Dental — Fixed Prosthodontics (Bridges) | No charge |
| Dental — Oral & Maxillofacial Surgery | No charge |
| Dental — Orthodontics | No charge |
| Dental — Adjunctive General Services | No charge |
| Vision — Eye Exams | 20% coinsurance |
| Vision — Eyewear | 20% coinsurance |
| Hearing — Exams | 20% coinsurance |
Service area
- NY: 4 counties
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