HumanaChoice H5216-224 (PPO)

HUMANA INSURANCE COMPANY · 2027 plan year

Plan ID H5216-224-000

Local PPO★ 4 CMS Stars
MOOP (in-network)
$4,150
MOOP (combined)
$6,200
Monthly premium
$16.80/mo
Part C $0 + Part D $16.80, before Extra Help
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H5216-224-000
Medical deductible
$250
Part D premium
$16.80/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$500/yr
Also owed
Your Medicare Part B premium, paid separately

More HUMANA INSURANCE COMPANY plans in AZ

Benefits & cost sharing

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$65
Inpatient Hospital — Acute$500/day for days 1–6, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$325/day for days 1–6, $0 after

Pharmacy

BenefitIn-network
Other Part B Drugs0%-20% coinsurance
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Part B DrugsSee plan details

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$25
Mental Health — Group Sessions$25
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Urgently Needed Services$65
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Transportation$325
Cardiac & Pulmonary RehabilitationSee plan details
Psychiatric ServicesSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Worldwide Emergency Coverage$150
Skilled Nursing Facility (SNF)$20/day for days 1–20, $218/day for days 21–100
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Emergency Services$150
Partial Hospitalization Program$35
Intensive Outpatient Program (IOP)$35
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Occupational Therapy Services$35
Physician Specialist Services$40
Podiatry Services$40
Podiatry Services$40
Other Health Care Professional Services$0-$40
Psychiatric Services — Individual Sessions$25
Psychiatric Services — Group Sessions$25
Physical Therapy & Speech-Language Pathology$35
Additional Telehealth Services (Part B)$0-$65
Opioid Treatment Program Services$25-$35
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$150
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$300
Therapeutic Radiology$40 copay + 20% coinsurance
X-Ray Services$0-$75
Outpatient Hospital Services$0-$325
Hospital Observation Services$500 per stay
Ambulatory Surgical Center (ASC)$0-$250
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$25-$35
Substance Abuse — Group Sessions$25-$35
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$325
Air Ambulance$630
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies15% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies10% coinsurance
Diabetic Therapeutic Shoes & Inserts$10
Diabetic Monitors10%-20% coinsurance
Dialysis Services20% coinsurance
Acupuncture$40
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$40
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services0%-50% coinsurance
Dental — Endodontics (Root Canal)0%-50% coinsurance
Dental — Periodontics (Gum Care)0%-50% coinsurance
Dental — Removable Prosthodontics (Dentures)50% coinsurance
Dental — Fixed Prosthodontics (Bridges)0%-50% coinsurance
Dental — Oral & Maxillofacial Surgery0%-50% coinsurance
Dental — Adjunctive General Services50% coinsurance
Vision — Eye Exams$0-$40
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$40
Hearing — ExamsSee plan details
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$399-$675
Hearing — OTC Hearing AidsNo charge

Service area

  • AZ: 12 counties

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