Freedom VIP Savings COPD (HMO C-SNP)

FREEDOM HEALTH, INC. · 2026 plan year

Plan ID H5427-083-000

HMO★ 4.5 CMS StarsChronic or Disabling Condition SNP
MOOP (in-network)
$3,400
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H5427-083-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More FREEDOM HEALTH, INC. plans in FL

Benefits & cost sharing

Hospital

BenefitIn-network
Inpatient Hospital — Acute$195/day for days 1–5, $0 after
Inpatient Hospital — Psychiatric$195/day for days 1–5, $0 after
Worldwide Urgent Care Coverage$500

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$25
Mental Health — Group Sessions$25
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Cardiac & Pulmonary RehabilitationSee plan details
Diabetic Supplies0%-20% coinsurance
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac Rehabilitation — Additional Sessions$25
Intensive Cardiac Rehabilitation — Additional Sessions$25
Pulmonary Rehabilitation — Additional Sessions$20
Supervised Exercise Therapy (SET)$25
Emergency Services$150
Urgently Needed Services$10
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$500
Worldwide Emergency Transportation$500
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Occupational Therapy Services$25
Physician Specialist Services$25
Podiatry Services$25
Other Health Care Professional Services$0-$25
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$25
Psychiatric Services — Group Sessions$25
Physical Therapy & Speech-Language Pathology$25
Opioid Treatment Program Services$0-$195
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$195 copay + 20% coinsurance
Laboratory Services$0-$50
Radiological ServicesSee plan details
Diagnostic Radiology$25-$195
Therapeutic Radiology20% coinsurance
X-Ray Services$0-$195
Outpatient Hospital Services$195
Hospital Observation Services$195 per stay
Ambulatory Surgical Center (ASC)$50
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$25-$195
Substance Abuse — Group Sessions$25-$195
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$200
Air Ambulance20% coinsurance
Non-Emergency Transportation — Health FacilityNo charge
Durable Medical Equipment (DME)0%-20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Personal Emergency Response System (PERS)No charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered ServicesNo charge
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Periodontics (Gum Care)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Vision — Eye ExamsNo charge
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyewear Upgrades$30
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge

Service area

  • FL: 7 counties

Reviewing your Medicare coverage for 2027?

Plans change every year. Leave your email and we'll let you know when Medicare open enrollment opens.