HA Platinum Standardized

Health Advantage · 2026 plan year

Platinum
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$5,200
Family OOP max
$10,400

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00

Specialist

BenefitIn-network
Specialist Visit$20.00

Hospital

BenefitIn-network
Emergency Room Services$100.00
Inpatient Hospital Services (e.g., Hospital Stay)$350.00 Copay per Stay
Outpatient Surgery Physician/Surgical Services$150.00
Urgent Care Centers or Facilities$15.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Non-Preferred Brand Drugs$50.00
Off Label Prescription DrugsNo charge
Preferred Brand Drugs$10.00
Preventive DrugsNo charge
Specialty Drugs$150.00
Specialty Drugs Tier 2$150.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$350.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Genetic Testing for CanceNo charge
Weight Loss ProgramsNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental DentalNo charge
Acquired Brain InjuryNo charge
AcupunctureNot covered
Allergy TestingNo charge
Applied Behavior Analysis Based TherapiesNo charge
Bariatric SurgeryNo charge
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
BiomarkeNo charge
ChemotherapyNo charge
Chiropractic Care$10.00
Cochlear ImplantsNo charge
Community Health WorkeNo charge
Cosmetic SurgeryNot covered
Craniofacial SurgeryNo charge
Delivery and All Inpatient Services for Maternity CareNo charge
Dental AnesthesiaNo charge
Dental Check-Up for ChildrenNot covered
Diabetes Care ManagementNo charge
Diabetes EducationNo charge
DialysisNo charge
DoulasNo charge
Durable Medical EquipmentNo charge
Emergency Transportation/AmbulanceNo charge
Eye Glasses for ChildrenNo charge
Gastric Electrical StimulationNo charge
Habilitation Services$10.00
Hearing AidsNo charge
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$100.00
Infertility TreatmentNot covered
Infusion TherapyNo charge
Inherited Metabolic Disorder - PKUNo charge
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$30.00
Long-Term/Custodial Nursing Home CareNot covered
Lung Cancer ScreeningNo charge
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$10.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$150.00
Outpatient Rehabilitation Services$10.00
PANS/PANDANo charge
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic DevicesNo charge
RadiationNo charge
Reconstructive SurgeryNo charge
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNo charge
Skilled Nursing Facility$150.00 Copay per Stay
Substance Abuse Disorder Inpatient Services$350.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$10.00
TransplantNo charge
Treatment for Temporomandibular Joint DisordersNo charge
Weight Loss TreatmentNo charge
Well Baby Visits and CareNo charge
Well Child CareNo charge
X-rays and Diagnostic Imaging$30.00

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