HA Gold Standardized

Health Advantage

Gold
Ind. deductible
$2,000
Family deductible
$2,000
Ind. OOP max
$8,200
Family OOP max
$8,200

More Health Advantage plans in AR

Monthly premiums by age

AgeIndividual
21$571
30$648
40$730
50$1,019
60$1,549

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/Immunization0.00%
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$60.00

Hospital

BenefitIn-network
Emergency Room Services25.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25.00% Coinsurance after deductible
Urgent Care Centers or Facilities$45.00

Pharmacy

BenefitIn-network
Generic Drugs$0.00
Non-Preferred Brand Drugs$0.00
Off Label Prescription Drugs$0.00
Preferred Brand Drugs$30.00
Preventive DrugsNo charge
Specialty Drugs$0.00
Specialty Drugs Tier 2$0.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$0.00
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental25.00% Coinsurance after deductible
Acquired Brain Injury$0.00
AcupunctureNot covered
Allergy Testing25.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies25.00% Coinsurance after deductible
Bariatric Surgery25.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Biomarke25.00% Coinsurance after deductible
Chemotherapy25.00% Coinsurance after deductible
Chiropractic Care$30.00
Cochlear Implants25.00% Coinsurance after deductible
Community Health Worke25.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Craniofacial Surgery$0.00
Delivery and All Inpatient Services for Maternity Care25.00% Coinsurance after deductible
Dental Anesthesia25.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$0.00
Diabetes EducationNo charge
Dialysis25.00% Coinsurance after deductible
Doulas25.00% Coinsurance after deductible
Durable Medical Equipment25.00% Coinsurance after deductible
Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Eye Glasses for Children25.00% Coinsurance after deductible
Gastric Electrical Stimulation25.00% Coinsurance after deductible
Genetic Testing for CanceNo charge
Habilitation Services$30.00
Hearing Aids25.00%
Home Health Care Services25.00% Coinsurance after deductible
Hospice Services25.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$0.00
Infertility TreatmentNot covered
Infusion Therapy25.00% Coinsurance after deductible
Inherited Metabolic Disorder - PKU25.00% Coinsurance after deductible
Inpatient Physician and Surgical Services$0.00
Laboratory Outpatient and Professional Services25.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Lung Cancer ScreeningNo charge
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling25.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$0.00
Outpatient Rehabilitation Services$30.00
PANS/PANDA25.00% Coinsurance after deductible
Prenatal and Postnatal Care$0.00
Private-Duty NursingNot covered
Prosthetic Devices25.00% Coinsurance after deductible
Radiation25.00% Coinsurance after deductible
Reconstructive Surgery25.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00
Rehabilitative Speech Therapy$0.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care25.00% Coinsurance after deductible
Skilled Nursing Facility$0.00
Substance Abuse Disorder Inpatient Services25.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$30.00
Transplant25.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$0.00
Weight Loss ProgramsNot covered
Weight Loss Treatment25.00% Coinsurance after deductible
Well Baby Visits and CareNo charge
Well Child CareNo charge
X-rays and Diagnostic Imaging25.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 1 geographic area.