Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO)
KAISER FOUNDATION HP, INC. · 2026 plan year
Plan ID H0524-032-000
HMO★ 4.5 CMS Stars
- MOOP (in-network)
- $3,900
- MOOP (combined)
- —
- Monthly premium
- $99/mo
- Part C $95.60 + Part D $3.40, before Extra Help
- Prescription drugs
- Included
Plan information
- Contract / Plan / Segment
- H0524-032-000
- Medical deductible
- $0 — no deductible
- Part D premium
- $3.40/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
- Part D deductible
- $0/yr
- Also owed
- Your Medicare Part B premium, paid separately
More KAISER FOUNDATION HP, INC. plans in CA
Benefits & cost sharing
Hospital
| Benefit | In-network |
|---|---|
| Worldwide Urgent Care Coverage | No charge |
| Inpatient Hospital — Acute | $270/day for days 1–5, $0 after |
| Inpatient Hospital — Additional Days (Acute) | No charge |
| Inpatient Hospital — Room Upgrades | See plan details |
| Inpatient Hospital — Psychiatric | $270/day for days 1–5, $0 after |
| Inpatient Hospital — Additional Days (Psychiatric) | No charge |
Pharmacy
| Benefit | In-network |
|---|---|
| Part B Drugs | See plan details |
| Chemotherapy & Radiation Drugs (Part B) | $0-$47 copay + 0%-20% coinsurance |
| Other Part B Drugs | $0-$47 copay + 0%-20% coinsurance |
Mental Health
| Benefit | In-network |
|---|---|
| Mental Health Specialty Services | See plan details |
| Mental Health — Group Sessions | No charge |
| Supplemental Health Benefits | See plan details |
| Mental Health — Individual Sessions | No charge |
Other
| Benefit | In-network |
|---|---|
| Emergency Services | $150 |
| Urgently Needed Services | No charge |
| Worldwide Emergency Coverage | $150 |
| Worldwide Emergency Transportation | $350 |
| Partial Hospitalization Program | No charge |
| Intensive Outpatient Program (IOP) | No charge |
| Home Health Services | No charge |
| Primary Care Physician Services | No charge |
| Chiropractic Services | No charge |
| Occupational Therapy Services | $5-$10 |
| Physician Specialist Services | $15 |
| Podiatry Services | $15 |
| Other Health Care Professional Services | $0-$15 |
| Psychiatric Services | See plan details |
| Psychiatric Services — Individual Sessions | No charge |
| Psychiatric Services — Group Sessions | No charge |
| Physical Therapy & Speech-Language Pathology | $0-$10 |
| Additional Telehealth Services (Part B) | No charge |
| Opioid Treatment Program Services | No charge |
| Radiological Services | See plan details |
| Outpatient Hospital Services | $0-$240 |
| Hospital Observation Services | $0-$150 per stay |
| Ambulatory Surgical Center (ASC) | $240 |
| Outpatient Substance Abuse Services | See plan details |
| Substance Abuse — Individual Sessions | No charge |
| Substance Abuse — Group Sessions | No charge |
| Outpatient Blood Services | No charge |
| Ambulance Services | See plan details |
| Ground Ambulance | $350 |
| Air Ambulance | $350 |
| Durable Medical Equipment (DME) | 0%-20% coinsurance |
| Prosthetics & Orthotics | See plan details |
| Prosthetic Devices | 20% coinsurance |
| Medical Supplies | 0%-20% coinsurance |
| Diabetic Supplies & Services | See plan details |
| Diabetic Supplies | No charge |
| Diabetic Therapeutic Shoes & Inserts | 20% coinsurance |
| Acupuncture | No charge |
| Insulin (Part B) | $7-$35 |
| Dental — Medicare-Covered Services | $0-$15 |
| Dental — Preventive | No charge per office visit (combined preventive services) |
| Dental — Oral Exams | See plan details |
| Dental — X-Rays | See plan details |
| Dental — Prophylaxis (Cleaning) | See plan details |
| Dental — Fluoride Treatment | See plan details |
| Dental — Periodontics (Gum Care) | No charge |
| Vision — Eye Exams | $0-$15 |
| Skilled Nursing Facility (SNF) | $0/day for days 1–20, $100/day for days 21–100 |
| Cardiac & Pulmonary Rehabilitation | See plan details |
| Cardiac Rehabilitation — Additional Sessions | $0-$15 |
| Intensive Cardiac Rehabilitation — Additional Sessions | $0-$15 |
| Pulmonary Rehabilitation — Additional Sessions | No charge |
| Supervised Exercise Therapy (SET) | No charge |
| Welcome to Medicare EKG | No charge |
| Over-the-Counter (OTC) Items | No charge |
| Other Supplemental Benefit | $100 |
| Other Supplemental Benefit | 0%-20% coinsurance |
| Medicare-Covered Preventive Services | See plan details |
| Annual Physical Exam | No charge |
| Health Education | No charge |
| Nutritional & Dietary Benefit | No charge |
| Remote Access Technologies | No charge |
| Kidney Disease Education Services | No charge |
| Glaucoma Screening | No charge |
| Diabetes Self-Management Training | No charge |
| Digital Rectal Exams | No charge |
| Worldwide Emergency & Urgent Coverage | See plan details |
| Diagnostic Tests & Lab Services | See plan details |
| Diagnostic Procedures & Tests | No charge |
| Laboratory Services | No charge |
| Diagnostic Radiology | $10-$275 |
| Therapeutic Radiology | No charge |
| X-Ray Services | $10 |
| Dialysis Services | 20% coinsurance |
| Dental — Comprehensive | See plan details |
| Dental — Adjunctive General Services | No charge |
| Vision — Eye Exams | See plan details |
| Vision — Routine Eye Exams | No charge |
| Vision — Eyewear | No charge |
| Hearing — Exams | $15 |
Service area
- CA: 3 counties
Reviewing your Medicare coverage for 2027?
Plans change every year. Leave your email and we'll let you know when Medicare open enrollment opens.