Silver AH

Arkansas Blue Cross and Blue Shield · 2026 plan year

Silver
Ind. medical deductible
$6,350
Rx deductible (separate)
$0
Family deductible
$12,700
Ind. OOP max
$6,550
Family OOP max
$13,100

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

Compare with other Silver plans in AR

Side by side: deductibles, out-of-pocket limits and copays.

More Arkansas Blue Cross and Blue Shield plans in AR

Monthly premiums by age

The same in all 7 areas this plan covers.

AgeIndividualIndividual + tobacco
Under 15$481$481
21$629$755
30$714$857
40$804$965
50$1,123$1,348
60$1,707$2,049
64 and over$1,887$2,265

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00 Copay after deductible

Specialist

BenefitIn-network
Specialist Visit$45.00 Copay after deductible

Hospital

BenefitIn-network
Emergency Room Services$200.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$200.00 Copay per Day after deductible
Outpatient Surgery Physician/Surgical Services$45.00 Copay after deductible
Urgent Care Centers or Facilities$45.00 Copay after deductible

Pharmacy

BenefitIn-network
Generic Drugs$100.00
Non-Preferred Brand Drugs$2,000.00
Off Label Prescription Drugs30.00% Coinsurance after deductible
Preferred Brand Drugs$1,000.00
Preventive DrugsNo charge
Specialty Drugs$6,550.00
Specialty Drugs Tier 2$6,550.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$200.00 Copay per Day after deductible
Mental/Behavioral Health Outpatient Services$30.00 Copay after deductible

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00% Coinsurance after deductible
Acquired Brain Injury30.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing30.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies30.00% Coinsurance after deductible
Bariatric Surgery30.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Biomarke30.00% Coinsurance after deductible
Chemotherapy30.00% Coinsurance after deductible
Chiropractic Care$30.00 Copay after deductible
Cochlear Implants30.00% Coinsurance after deductible
Community Health Worke30.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Craniofacial Surgery30.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care30.00% Coinsurance after deductible
Dental Anesthesia30.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care Management30.00% Coinsurance after deductible
Diabetes EducationNo charge
Dialysis30.00% Coinsurance after deductible
Doulas30.00% Coinsurance after deductible
Durable Medical Equipment$200.00 Copay after deductible
Emergency Transportation/Ambulance30.00% Coinsurance after deductible
Eye Glasses for Children30.00% Coinsurance after deductible
Gastric Electrical Stimulation30.00% Coinsurance after deductible
Genetic Testing for CanceNo charge
Habilitation Services$30.00 Copay after deductible
Hearing Aids80.00%
Home Health Care Services30.00% Coinsurance after deductible
Prenatal and Postnatal Care30.00% Coinsurance after deductible
Hospice Services30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$200.00 Copay after deductible
Infertility Treatment30.00% Coinsurance after deductible
Infusion Therapy30.00% Coinsurance after deductible
Inherited Metabolic Disorder - PKU30.00% Coinsurance after deductible
Inpatient Physician and Surgical Services30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$30.00 Copay after deductible
Long-Term/Custodial Nursing Home CareNot covered
Lung Cancer ScreeningNo charge
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling30.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00 Copay after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$45.00 Copay after deductible
Outpatient Rehabilitation Services$30.00 Copay after deductible
PANS/PANDA30.00% Coinsurance after deductible
Private-Duty NursingNot covered
Prosthetic Devices30.00% Coinsurance after deductible
Radiation30.00% Coinsurance after deductible
Reconstructive Surgery30.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00 Copay after deductible
Rehabilitative Speech Therapy$30.00 Copay after deductible
Restorative Reproductive Treatment30.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care30.00% Coinsurance after deductible
Skilled Nursing Facility$200.00 Copay per Day after deductible
Substance Abuse Disorder Inpatient Services$200.00 Copay per Day after deductible
Substance Abuse Disorder Outpatient Services$30.00 Copay after deductible
Transplant30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders30.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Weight Loss Treatment30.00% Coinsurance after deductible
Well Baby Visits and CareNo charge
Well Child CareNo charge
X-rays and Diagnostic Imaging$30.00 Copay after deductible

Plan rules

Service area

This plan covers 1 geographic area.

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