Personal Choice 65 Rx (PPO)

QCC INSURANCE COMPANY · 2027 plan year

Plan ID H3909-009-000

Local PPO★ 4 CMS Stars
MOOP (in-network)
$5,950
MOOP (combined)
$9,900
Monthly premium
$207/mo
Part C $33.50 + Part D $173.50, before Extra Help
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H3909-009-000
Medical deductible
$0 — no deductible
Part D premium
$173.50/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More QCC INSURANCE COMPANY plans in PA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$290/day for days 1–6, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$290/day for days 1–6, $0 after
Worldwide Urgent Care Coverage$130

Pharmacy

BenefitIn-network
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance
Part B DrugsSee plan details

Mental Health

BenefitIn-network
Mental Health — Individual Sessions$30
Mental Health — Group Sessions$20
Mental Health Specialty ServicesSee plan details
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Skilled Nursing Facility (SNF)$0/day for days 1–20, $221/day for days 21–100
Cardiac Rehabilitation — Additional Sessions$5
Intensive Cardiac Rehabilitation — Additional Sessions$5
Emergency Services$130
Urgently Needed Services$5-$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Partial Hospitalization Program$30
Intensive Outpatient Program (IOP)$30
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Occupational Therapy Services$30
Physician Specialist Services$40
Podiatry Services$15
Podiatry Services$15
Other Health Care Professional Services$0-$40
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$30
Psychiatric Services — Group Sessions$20
Physical Therapy & Speech-Language Pathology$30
Additional Telehealth Services (Part B)$0-$40
Opioid Treatment Program Services$5
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$195
Therapeutic Radiology$85
X-Ray Services$40
Outpatient Hospital Services$365
Hospital Observation Services$290 per stay
Ambulatory Surgical Center (ASC)$225
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$30
Substance Abuse — Group Sessions$20
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$215
Air Ambulance$215
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & InsertsNo charge
Diabetic Monitors0%-20% coinsurance
Dialysis Services20% coinsurance
Acupuncture$15
Digital Rectal ExamsNo charge
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Health EducationNo charge
Fitness BenefitNo charge
Enhanced Disease ManagementNo charge
Welcome to Medicare EKGNo charge
Remote Access TechnologiesNo charge
Medical Nutrition TherapyNo charge
Home-Based Palliative CareNo charge
Caregiver Support ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$40
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services20% coinsurance
Dental — Endodontics (Root Canal)20% coinsurance
Dental — Periodontics (Gum Care)20% coinsurance
Dental — Removable Prosthodontics (Dentures)40% coinsurance
Dental — Fixed Prosthodontics (Bridges)40% coinsurance
Dental — Oral & Maxillofacial Surgery20%-40% coinsurance
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams$0-$40
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$40
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Supervised Exercise Therapy (SET)$5
Pulmonary Rehabilitation — Additional Sessions$5
Cardiac & Pulmonary RehabilitationSee plan details
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$499-$799

Service area

  • PA: 3 counties

Reviewing your Medicare coverage for 2027?

Plans change every year. Leave your email and we'll let you know when Medicare open enrollment opens.