Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.

CHRISTUS Gold Plus Dental & Vision & Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)

CHRISTUS Health Plan · 2027 plan year

Gold
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$9,950
Family OOP max
$19,900

Monthly premiums by age

Rating Area 3 — the lowest-priced of the 10 areas this plan covers. Premiums differ by area.

AgeIndividualIndividual + tobacco
Under 15$367$367
21$479$719
30$544$816
40$612$919
50$856$1,284
60$1,301$1,951
64 and over$1,438$2,156

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$60.00

Hospital

BenefitIn-network
Urgent Care Centers or Facilities$60.00
Outpatient Surgery Physician/Surgical Services40.00%
Emergency Room Services$950.00
Inpatient Hospital Services (e.g., Hospital Stay)$950.00 Copay per Stay

Pharmacy

BenefitIn-network
Preferred Brand Drugs$60.00
Prescription Drugs Other40.00%
Specialty Drugs$350.00
Non-Preferred Brand Drugs$80.00
Off Label Prescription Drugs40.00%
Generic DrugsNo charge

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$950.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$60.00

Other

BenefitIn-network
Prenatal and Postnatal Care$60.00
Private-Duty NursingNot covered
Prosthetic Devices40.00%
Radiation40.00%
Reconstructive Surgery40.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$60.00
Rehabilitative Speech Therapy$60.00
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility40.00%
Substance Abuse Disorder Inpatient Services$950.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$60.00
Transplant$950.00
Transplant Donor Coverage40.00%
Treatment for Temporomandibular Joint Disorders40.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$60.00
Chemotherapy40.00%
Chiropractic Care$60.00
Cosmetic SurgeryNot covered
Major Dental Care - Adult50.00%
Major Dental Care - Child50.00%
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)$60.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)40.00%
Outpatient Rehabilitation Services$60.00
Pediatric Services Other40.00%
Post-Mastectomy Care$60.00
Basic Dental Care - Child20.00%
Brain Injury40.00%
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental40.00%
AcupunctureNot covered
Allergy Testing$60.00
Autism Spectrum Disorders$5.00
Bariatric SurgeryNot covered
Basic Dental Care - Adult20.00%
Delivery and All Inpatient Services for Maternity Care$950.00
Dental Check-Up for ChildrenNo charge
Diabetes Care Management$5.00
Diabetes EducationNo charge
Dialysis40.00%
Durable Medical Equipment40.00%
Emergency Transportation/Ambulance40.00%
Eye Glasses for AdultsNo charge
Eye Glasses for ChildrenNo charge
Fitness Benefit - AdultNo charge
Gender Affirming CareNot covered
Habilitation Services$60.00
Hearing Aids40.00%
Home Health Care Services40.00%
Hospice Services40.00%
Imaging (CT/PET Scans, MRIs)$400.00
Infertility TreatmentNot covered
Infusion Therapy$60.00
Inherited Metabolic Disorder - PKU40.00%
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$60.00
Long-Term/Custodial Nursing Home CareNot covered

Service area

This plan covers 39 geographic areas. One of them is covered only in part, meaning specific ZIP codes rather than the whole county. The filing does not list which, so confirm with the insurer or on HealthCare.gov before enrolling.

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