Ascension St. John Empower Silver

CommunityCare · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$1,900
Family OOP max
$5,000

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Emergency Room Services30.00%
Inpatient Hospital Services (e.g., Hospital Stay)30.00%
Outpatient Surgery Physician/Surgical Services30.00%
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs$50.00
Preferred Brand Drugs$15.00
Specialty Drugs$150.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Dental Check-Up for ChildrenNot covered
Cosmetic SurgeryNot covered
Diabetes EducationNo charge
Delivery and All Inpatient Services for Maternity Care30.00%
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00%
AcupunctureNot covered
Allergy Testing30.00%
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy30.00%
Chiropractic Care$10.00
Dialysis30.00%
Durable Medical Equipment30.00%
Emergency Transportation/Ambulance$50.00
Eye Glasses for Children30.00%
Habilitation ServicesNo charge
Hearing Aids30.00%
Home Health Care Services30.00%
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)30.00%
Infertility TreatmentNot covered
Infusion Therapy30.00%
Inpatient Physician and Surgical Services30.00%
Laboratory Outpatient and Professional Services30.00%
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling30.00%
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00%
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal CareNo charge
Private-Duty Nursing30.00%
Prosthetic Devices30.00%
Radiation30.00%
Reconstructive Surgery30.00%
Rehabilitative Occupational and Rehabilitative Physical TherapyNo charge
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility30.00%
Substance Abuse Disorder Inpatient Services30.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant30.00%
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging30.00%

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