BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)

Florida Blue (BlueCross BlueShield FL) · 2026 plan year

Silver
Ind. medical deductible
$3,125
Rx deductible (separate)
$3,000
Family deductible
$6,250
Ind. OOP max
$8,100
Family OOP max
$16,200

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

More Florida Blue (BlueCross BlueShield FL) plans in FL

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$30.00

Hospital

BenefitIn-network
Emergency Room Services$350.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$600.00 Copay per Stay after deductible
Outpatient Surgery Physician/Surgical Services$100.00
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$8.00
Non-Preferred Brand Drugs47.00% Coinsurance after deductible
Off Label Prescription Drugs47.00% Coinsurance after deductible
Preferred Brand Drugs$67.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$600.00 Copay per Stay after deductible
Mental/Behavioral Health Outpatient Services$15.00

Other

BenefitIn-network
Basic Dental Care - ChildNot covered
Bone Marrow Transplant$600.00 Copay after deductible
Accidental Dental$30.00
AcupunctureNot covered
Allergy Testing$30.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Chemotherapy$500.00 Copay after deductible
Chiropractic Care$30.00
Congenital Anomaly, including Cleft Lip/Palate$500.00 Copay after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$600.00 Copay after deductible
Dental Anesthesia$30.00
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$30.00
Diabetes EducationNo charge
Dialysis$500.00 Copay after deductible
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance40.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services$30.00
Hearing AidsNot covered
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$500.00
Infertility TreatmentNot covered
Infusion Therapy$500.00 Copay after deductible
Inpatient Physician and Surgical Services$100.00
Laboratory Outpatient and Professional Services$35.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutrition/Formulas$30.00
Nutritional Counseling$30.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Osteoporosis$30.00
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$500.00 Copay after deductible
Outpatient Rehabilitation Services$30.00
Prenatal and Postnatal Care$30.00
Private-Duty NursingNot covered
Prosthetic DevicesNo charge
Radiation$500.00 Copay after deductible
Reconstructive Surgery$500.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00
Rehabilitative Speech Therapy$30.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$30.00
Skilled Nursing Facility$500.00 Copay per Stay
Substance Abuse Disorder Inpatient Services$600.00 Copay per Stay after deductible
Substance Abuse Disorder Outpatient Services$15.00
Transplant$600.00 Copay after deductible
Treatment for Temporomandibular Joint Disorders$30.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$175.00

Open enrollment coming up?

Get notified when it opens — we'll remind you so you don't miss your window.