Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
Capital Health Plan HMO Platinum 4000
Capital Health Plan · 2026 plan year
Platinum
- Ind. deductible
- $0
- Family deductible
- $0
- Ind. OOP max
- $5,200
- Family OOP max
- $10,400
Other cost-sharing reduction variants for this plan:
More Capital Health Plan plans in FL
Monthly premiums by age
Rating Area 36 — the lowest-priced of the 9 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $539 | $539 |
| 21 | $704 | $761 |
| 30 | $799 | $899 |
| 40 | $900 | $1,058 |
| 50 | $1,258 | $1,510 |
| 60 | $1,912 | $2,294 |
| 64 and over | $2,113 | $2,536 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $10.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $20.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $100.00 |
| Inpatient Hospital Services (e.g., Hospital Stay) | $350.00 Copay per Stay |
| Outpatient Surgery Physician/Surgical Services | $150.00 |
| Urgent Care Centers or Facilities | $15.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $5.00 |
| Non-Preferred Brand Drugs | $50.00 |
| Preferred Brand Drugs | $10.00 |
| Specialty Drugs | $150.00 |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | $350.00 Copay per Stay |
| Mental/Behavioral Health Outpatient Services | $10.00 |
Other
| Benefit | In-network |
|---|---|
| Habilitation Services | $10.00 |
| Hearing Aids | Not covered |
| Home Health Care Services | $10.00 |
| Hospice Services | No charge |
| Abortion for Which Public Funding is Prohibited | Not covered |
| Accidental Dental | $350.00 |
| Acupuncture | Not covered |
| Allergy Testing | $20.00 |
| Bariatric Surgery | Not covered |
| Basic Dental Care - Adult | Not covered |
| Basic Dental Care - Child | Not covered |
| Chemotherapy | $150.00 |
| Chiropractic Care | $10.00 |
| Cosmetic Surgery | Not covered |
| Delivery and All Inpatient Services for Maternity Care | $350.00 |
| Dental Check-Up for Children | Not covered |
| Diabetes Education | No charge |
| Dialysis | No charge |
| Durable Medical Equipment | No charge |
| Emergency Transportation/Ambulance | $100.00 |
| Eye Glasses for Children | No charge |
| Imaging (CT/PET Scans, MRIs) | $100.00 |
| Infertility Treatment | Not covered |
| Infusion Therapy | Not covered |
| Inpatient Physician and Surgical Services | No charge |
| Laboratory Outpatient and Professional Services | $30.00 |
| Long-Term/Custodial Nursing Home Care | Not covered |
| Major Dental Care - Adult | Not covered |
| Major Dental Care - Child | Not covered |
| Nutritional Counseling | $20.00 |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | Not covered |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $10.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $150.00 |
| Outpatient Rehabilitation Services | $10.00 |
| Prenatal and Postnatal Care | $20.00 |
| Private-Duty Nursing | Not covered |
| Prosthetic Devices | No charge |
| Radiation | $150.00 |
| Reconstructive Surgery | $350.00 |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $10.00 |
| Rehabilitative Speech Therapy | $10.00 |
| Routine Dental Services (Adult) | Not covered |
| Routine Eye Exam (Adult) | $20.00 |
| Routine Eye Exam for Children | $20.00 |
| Routine Foot Care | Not covered |
| Skilled Nursing Facility | $150.00 Copay per Stay |
| Substance Abuse Disorder Inpatient Services | $350.00 Copay per Stay |
| Substance Abuse Disorder Outpatient Services | $10.00 |
| Transplant | No charge |
| Treatment for Temporomandibular Joint Disorders | $350.00 |
| Weight Loss Programs | Not covered |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $30.00 |
Service area
This plan covers 9 geographic areas.
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