Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
MyHPN Copay Focus Bronze 1
Health Plan of Nevada, Inc. · 2027 plan year
Expanded BronzeHSA eligible
- Ind. medical deductible
- $0
- Rx deductible (separate)
- $3,000
- Family deductible
- $0
- Ind. OOP max
- $12,000
- Family OOP max
- $24,000
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Other cost-sharing reduction variants for this plan:
More Health Plan of Nevada, Inc. plans in NV
Monthly premiums by age
Rating Area 1 — the lowest-priced of the 2 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $311 | $311 |
| 21 | $407 | $407 |
| 30 | $462 | $573 |
| 40 | $520 | $697 |
| 50 | $727 | $1,032 |
| 60 | $1,104 | $1,656 |
| 64 and over | $1,221 | $1,831 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $45.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $130.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $2,200.00 |
| Inpatient Hospital Services (e.g., Hospital Stay) | $3,000.00 Copay per Stay |
| Outpatient Surgery Physician/Surgical Services | $300.00 |
| Urgent Care Centers or Facilities | $70.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $25.00 |
| Non-Preferred Brand Drugs | 45.00% Coinsurance after deductible |
| Preferred Brand Drugs | 40.00% Coinsurance after deductible |
| Prescription Drugs Other | 50.00% Coinsurance after deductible |
| Specialty Drugs | 50.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | $3,000.00 |
| Mental/Behavioral Health Outpatient Services | $45.00 |
Other
| Benefit | In-network |
|---|---|
| Accidental Dental | 50.00% Coinsurance after deductible |
| Allergy Testing | $120.00 |
| Bariatric Surgery | $1,200.00 |
| Chemotherapy | $700.00 |
| Chiropractic Care | $45.00 |
| Clinical Trials | $45.00 |
| Delivery and All Inpatient Services for Maternity Care | $3,000.00 |
| Diabetes Care Management | $45.00 |
| Diabetes Education | 50.00% |
| Diagnostic Breast Cancer Imaging | No charge |
| Dialysis | $500.00 |
| Durable Medical Equipment | 50.00% |
| Emergency Transportation/Ambulance | $2,200.00 |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | $45.00 |
| Habilitation Services | $100.00 |
| Hearing Aids | 50.00% |
| Home Health Care Services | 50.00% |
| Hospice Services | $3,000.00 |
| Imaging (CT/PET Scans, MRIs) | $400.00 |
| Infertility Treatment | 50.00% |
| Infusion Therapy | $120.00 |
| Inherited Metabolic Disorder - PKU | 50.00% |
| Inpatient Physician and Surgical Services | No charge |
| Laboratory Outpatient and Professional Services | $45.00 |
| Nutritional Counseling | $45.00 |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | 50.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $700.00 |
| Outpatient Rehabilitation Services | $100.00 |
| Prenatal and Postnatal Care | $45.00 |
| Private-Duty Nursing | $45.00 |
| Prosthetic Devices | 50.00% |
| Radiation | $120.00 |
| Reconstructive Surgery | $3,000.00 |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $100.00 |
| Rehabilitative Speech Therapy | $100.00 |
| Routine Eye Exam for Children | No charge |
| Skilled Nursing Facility | $3,000.00 Copay per Stay |
| Substance Abuse Disorder Inpatient Services | $3,000.00 |
| Substance Abuse Disorder Outpatient Services | $45.00 |
| Transplant | $3,000.00 |
| Treatment for Temporomandibular Joint Disorders | 50.00% |
| Virtual Visits/Now Clinic | No charge |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $120.00 |
Service area
This plan covers 3 geographic areas.
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