Anthem Silver Essential 3500 HSA (+ Incentives)

Anthem Blue Cross and Blue Shield · 2026 plan year

Silver
Ind. deductible
$700
Family deductible
$1,400
Ind. OOP max
$3,350
Family OOP max
$6,700

More Anthem Blue Cross and Blue Shield plans in IN

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness15.00% Coinsurance after deductible

Specialist

BenefitIn-network
Specialist Visit15.00% Coinsurance after deductible

Hospital

BenefitIn-network
Emergency Room Services$250.00 Copay after deductible + 15.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$250.00 Copay per Stay after deductible + 50.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services15.00% Coinsurance after deductible
Urgent Care Centers or Facilities15.00% Coinsurance after deductible

Pharmacy

BenefitIn-network
Generic Drugs$3.00 Copay after deductible
Non-Preferred Brand Drugs35.00% Coinsurance after deductible
Preferred Brand Drugs$40.00 Copay after deductible
Specialty Drugs40.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$250.00 Copay per Stay after deductible + 50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services15.00% Coinsurance after deductible

Other

BenefitIn-network
Orthodontia - ChildNot covered
Delivery and All Inpatient Services for Maternity Care$250.00 Copay after deductible + 50.00% Coinsurance after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental15.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing15.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy15.00% Coinsurance after deductible
Chiropractic Care15.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Orthodontia - AdultNot covered
Dental Anesthesia15.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education15.00% Coinsurance after deductible
Dialysis15.00% Coinsurance after deductible
Durable Medical Equipment15.00% Coinsurance after deductible
Emergency Transportation/Ambulance15.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services15.00% Coinsurance after deductible
Hearing AidsNot covered
Home Health Care Services15.00% Coinsurance after deductible
Hospice Services15.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$250.00 Copay after deductible + 50.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy15.00% Coinsurance after deductible
Inpatient Physician and Surgical Services15.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services15.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling15.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)15.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)15.00% Coinsurance after deductible
Outpatient Rehabilitation Services15.00% Coinsurance after deductible
Prenatal and Postnatal Care15.00% Coinsurance after deductible
Private-Duty Nursing15.00% Coinsurance after deductible
Prosthetic Devices15.00% Coinsurance after deductible
Radiation15.00% Coinsurance after deductible
Reconstructive Surgery$250.00 Copay after deductible + 50.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy15.00% Coinsurance after deductible
Rehabilitative Speech Therapy15.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility15.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services$250.00 Copay per Stay after deductible + 50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services15.00% Coinsurance after deductible
Transplant$250.00 Copay after deductible + 50.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders15.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging15.00% Coinsurance after deductible

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