CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)

CHRISTUS Health Plan · 2026 plan year

Gold
Ind. medical deductible
$3,750
Rx deductible (separate)
$0
Family deductible
$7,500
Ind. OOP max
$9,200
Family OOP max
$18,400

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$35.00

Hospital

BenefitIn-network
Emergency Room Services$950.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$950.00 Copay per Stay after deductible
Outpatient Surgery Physician/Surgical Services30.00% Coinsurance after deductible
Urgent Care Centers or Facilities$35.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$60.00
Off Label Prescription Drugs30.00% Coinsurance after deductible
Preferred Brand Drugs$50.00
Prescription Drugs Other30.00% Coinsurance after deductible
Specialty Drugs45.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$950.00 Copay per Stay after deductible
Mental/Behavioral Health Outpatient Services$25.00

Other

BenefitIn-network
Pediatric Services Other30.00% Coinsurance after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$35.00
Autism Spectrum Disorders$5.00
Bariatric SurgeryNot covered
Basic Dental Care - Adult20.00%
Basic Dental Care - Child20.00%
Brain Injury30.00% Coinsurance after deductible
Chemotherapy30.00% Coinsurance after deductible
Chiropractic Care$25.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$950.00 Copay after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Care Management$5.00
Diabetes EducationNo charge
Dialysis30.00% Coinsurance after deductible
Durable Medical Equipment30.00% Coinsurance after deductible
Emergency Transportation/Ambulance30.00% Coinsurance after deductible
Eye Glasses for AdultsNo charge
Eye Glasses for ChildrenNo charge
Gender Affirming CareNot covered
Outpatient Rehabilitation Services$25.00
Well Baby Visits and CareNo charge
Habilitation Services$25.00
Hearing Aids30.00% Coinsurance after deductible
Home Health Care Services30.00% Coinsurance after deductible
Hospice Services30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$200.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy$35.00
Inherited Metabolic Disorder - PKU30.00% Coinsurance after deductible
Inpatient Physician and Surgical ServicesNo Charge after deductible
Laboratory Outpatient and Professional Services$30.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50.00%
Major Dental Care - Child50.00%
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)$35.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00% Coinsurance after deductible
Post-Mastectomy Care$35.00
Prenatal and Postnatal Care$35.00
Private-Duty NursingNot covered
Prosthetic Devices30.00% Coinsurance after deductible
Radiation30.00% Coinsurance after deductible
Reconstructive Surgery30.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$25.00
Rehabilitative Speech Therapy$25.00
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility30.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services$950.00 Copay per Stay after deductible
Substance Abuse Disorder Outpatient Services$25.00
Transplant$950.00 Copay after deductible
Transplant Donor Coverage30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders30.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
X-rays and Diagnostic Imaging$20.00

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