UHC Silver Value ($0 Virtual Urgent Care, No Referrals)

UnitedHealthcare · 2026 plan year

Silver
Ind. deductible
$1,150
Family deductible
$2,300
Ind. OOP max
$3,150
Family OOP max
$6,300

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00

Specialist

BenefitIn-network
Specialist Visit$55.00

Hospital

BenefitIn-network
Emergency Room Services$250.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)15.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services15.00% Coinsurance after deductible
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$1.00
Non-Preferred Brand Drugs$100.00
Preferred Brand Drugs$50.00
Specialty Drugs$200.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services15.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental15.00% Coinsurance after deductible
AcupunctureNot covered
Allergy TestingNot covered
Bariatric Surgery15.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - Child15.00% Coinsurance after deductible
Chemotherapy15.00% Coinsurance after deductible
Chiropractic Care15.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care15.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education$50.00
Dialysis15.00% Coinsurance after deductible
Durable Medical Equipment15.00% Coinsurance after deductible
Emergency Transportation/Ambulance$250.00 Copay after deductible
Eye Glasses for Children15.00% Coinsurance after deductible
Gender Affirming Care15.00% Coinsurance after deductible
Habilitation Services$50.00
Hearing AidsNot covered
Home Health Care Services15.00% Coinsurance after deductible
Hospice Services15.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)15.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy15.00% Coinsurance after deductible
Inpatient Physician and Surgical Services20.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$10.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child15.00% Coinsurance after deductible
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)15.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)15.00% Coinsurance after deductible
Outpatient Rehabilitation Services$50.00
Prenatal and Postnatal CareNo charge
Private-Duty Nursing15.00% Coinsurance after deductible
Prosthetic Devices15.00% Coinsurance after deductible
Radiation15.00% Coinsurance after deductible
Reconstructive Surgery15.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$50.00
Rehabilitative Speech Therapy$50.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility15.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services15.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$10.00
Transplant15.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging15.00% Coinsurance after deductible

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