HMSA Gold PPO II

HMSA

Gold
Ind. deductible
$2,000
Family deductible
$2,000
Ind. OOP max
$8,200
Family OOP max
$8,200

More HMSA plans in HI

Monthly premiums by age

AgeIndividual
21$486
30$551
40$621
50$867
60$1,318

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/Immunization0.00%
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$60.00

Hospital

BenefitIn-network
Emergency Room Services25.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25.00% Coinsurance after deductible
Urgent Care Centers or Facilities$45.00

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Non-Preferred Brand Drugs$60.00
Preferred Brand Drugs$0.00
Specialty Drugs$0.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Abortion for Which Public Funding is Prohibited25.00% Coinsurance after deductible
Accidental Dental0.00%
AcupunctureNot covered
Allergy Testing25.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies25.00% Coinsurance after deductible
Autism Spectrum Disorders25.00% Coinsurance after deductible
Bariatric Surgery25.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy25.00% Coinsurance after deductible
Chiropractic Care$0.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis25.00% Coinsurance after deductible
Durable Medical Equipment0.00%
Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Gender Affirming Care25.00% Coinsurance after deductible
Habilitation Services$30.00
Hearing Aids25.00% Coinsurance after deductible
Home Health Care Services25.00% Coinsurance after deductible
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)0.00%
Infertility Treatment25.00% Coinsurance after deductible
Infusion Therapy25.00% Coinsurance after deductible
Inpatient Physician and Surgical Services25.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services0.00%
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Orthodontic Services to Treat Orofacial AnomaliesNo charge
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)0.00%
Outpatient Rehabilitation Services$30.00
Prenatal and Postnatal Care0.00%
Private-Duty NursingNot covered
Prosthetic Devices25.00% Coinsurance after deductible
Radiation25.00% Coinsurance after deductible
Reconstructive Surgery0.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00
Rehabilitative Speech Therapy$0.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$10.00
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility0.00%
Substance Abuse Disorder Inpatient Services0.00%
Substance Abuse Disorder Outpatient Services$30.00
Telehealth$30.00
TransplantNo Charge after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging25.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 1 geographic area.