Medica Individual Choice Silver Standard

Medica · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$2,200
Family OOP max
$4,400

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Emergency Room Services25.00%
Inpatient Hospital Services (e.g., Hospital Stay)25.00%
Outpatient Surgery Physician/Surgical Services25.00%
Urgent Care Centers or Facilities$5.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs$50.00
Preferred Brand Drugs$15.00
Specialty Drugs$150.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services25.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental25.00%
AcupunctureNot covered
Allergy Testing25.00%
Bariatric Surgery25.00%
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy$10.00
Chiropractic CareNo charge
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00%
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis25.00%
Durable Medical Equipment25.00%
Emergency Transportation/Ambulance25.00%
Eye Glasses for Children25.00%
Habilitation ServicesNo charge
Hearing Aids25.00%
Home Health Care Services25.00%
Hospice Services25.00%
Imaging (CT/PET Scans, MRIs)25.00%
Infertility TreatmentNot covered
Infusion Therapy25.00%
Inpatient Physician and Surgical Services25.00%
Laboratory Outpatient and Professional Services25.00%
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling25.00%
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00%
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal Care25.00%
Private-Duty NursingNot covered
Prosthetic Devices25.00%
Radiation25.00%
Reconstructive Surgery25.00%
Rehabilitative Occupational and Rehabilitative Physical TherapyNo charge
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility25.00%
Substance Abuse Disorder Inpatient Services25.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant25.00%
Treatment for Temporomandibular Joint Disorders25.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging25.00%

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