Value Silver 3000 Medical Deductible

Select Health · 2026 plan year

Silver
Ind. deductible
No deductible
Family deductible
$0
Ind. OOP max
$3,000
Family OOP max
$6,000

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Emergency Room Services$150.00
Inpatient Hospital Services (e.g., Hospital Stay)15.00%
Outpatient Surgery Physician/Surgical Services15.00%
Urgent Care Centers or Facilities$10.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Non-Preferred Brand Drugs15.00%
Preferred Brand Drugs5.00%
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services15.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental15.00%
AcupunctureNot covered
Allergy Testing$10.00
Autism Spectrum Disorders15.00%
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy50.00%
Chiropractic CareNot covered
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care15.00%
Dental Check-Up for Children$10.00
Diabetes Education15.00%
Dialysis15.00%
Durable Medical Equipment15.00%
Emergency Transportation/Ambulance15.00%
Eye Glasses for Children15.00%
Gender Affirming CareNot covered
Habilitation Services$10.00
Hearing AidsNot covered
Home Health Care Services15.00%
Hospice Services15.00%
Imaging (CT/PET Scans, MRIs)15.00%
Infertility TreatmentNot covered
Infusion Therapy15.00%
Inherited Metabolic Disorder - PKU$10.00
Inpatient Physician and Surgical Services15.00%
Laboratory Outpatient and Professional ServicesNo charge
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling15.00%
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)15.00%
Outpatient Rehabilitation Services$10.00
Prenatal and Postnatal CareNo charge
Private-Duty Nursing15.00%
Prosthetic Devices15.00%
Radiation15.00%
Reconstructive Surgery15.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)$10.00
Routine Eye Exam (Adult)$10.00
Routine Eye Exam for Children$10.00
Routine Foot CareNot covered
Skilled Nursing Facility15.00%
Substance Abuse Disorder Inpatient Services15.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant15.00%
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic ImagingNo charge

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