Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits
Blue Cross and Blue Shield of Louisiana · 2026 plan year
Silver
- Ind. medical deductible
- $3,300
- Rx deductible (separate)
- $500
- Family deductible
- $9,900
- Ind. OOP max
- $9,900
- Family OOP max
- $19,800
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Other cost-sharing reduction variants for this plan:
More Blue Cross and Blue Shield of Louisiana plans in LA
Monthly premiums by age
Rating Area 2 — the lowest-priced of the 8 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $595 | $595 |
| 21 | $778 | $895 |
| 30 | $883 | $1,015 |
| 40 | $994 | $1,143 |
| 50 | $1,389 | $1,598 |
| 60 | $2,111 | $2,428 |
| 64 and over | $2,334 | $2,684 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $40.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $65.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 50.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 50.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 50.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | $65.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $15.00 Copay after deductible |
| Non-Preferred Brand Drugs | 30.00% Coinsurance after deductible |
| Preferred Brand Drugs | 20.00% Coinsurance after deductible |
| Prescription Drugs Other | 50.00% Coinsurance after deductible |
| Specialty Drugs | 20.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | 50.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | $40.00 |
Other
| Benefit | In-network |
|---|---|
| Cosmetic Surgery | Not covered |
| Abortion for Which Public Funding is Prohibited | Not covered |
| Accidental Dental | 50.00% Coinsurance after deductible |
| Acupuncture | Not covered |
| Allergy Testing | 50.00% Coinsurance after deductible |
| Attention Deficit Disorder | $65.00 |
| Bariatric Surgery | Not covered |
| Basic Dental Care - Adult | Not covered |
| Basic Dental Care - Child | 50.00% Coinsurance after deductible |
| Chemotherapy | 50.00% Coinsurance after deductible |
| Chiropractic Care | $40.00 |
| Clinical Trials | $65.00 |
| Congenital Anomaly, including Cleft Lip/Palate | 50.00% Coinsurance after deductible |
| Delivery and All Inpatient Services for Maternity Care | 50.00% Coinsurance after deductible |
| Dental Anesthesia | 50.00% Coinsurance after deductible |
| Dental Check-Up for Children | No charge |
| Diabetes Care Management | 50.00% Coinsurance after deductible |
| Diabetes Education | 50.00% Coinsurance after deductible |
| Dialysis | 50.00% Coinsurance after deductible |
| Durable Medical Equipment | 50.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 50.00% Coinsurance after deductible |
| Eye Glasses for Children | No charge |
| Major Dental Care - Child | 50.00% Coinsurance after deductible |
| Habilitation Services | 50.00% Coinsurance after deductible |
| Hearing Aids | 50.00% Coinsurance after deductible |
| Home Health Care Services | 50.00% Coinsurance after deductible |
| Hospice Services | 50.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs) | 50.00% Coinsurance after deductible |
| Infertility Treatment | Not covered |
| Infusion Therapy | 50.00% Coinsurance after deductible |
| Inherited Metabolic Disorder - PKU | 50.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 50.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | 50.00% Coinsurance after deductible |
| Long-Term/Custodial Nursing Home Care | Not covered |
| Major Dental Care - Adult | Not covered |
| Non-Emergency Care When Traveling Outside the U.S. | 50.00% Coinsurance after deductible |
| Nutritional Counseling | 50.00% Coinsurance after deductible |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | 50.00% Coinsurance after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $40.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 50.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | 50.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | $65.00 |
| Private-Duty Nursing | 50.00% Coinsurance after deductible |
| Prosthetic Devices | 50.00% Coinsurance after deductible |
| Radiation | 50.00% Coinsurance after deductible |
| Reconstructive Surgery | 50.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | 50.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy | 50.00% Coinsurance after deductible |
| Routine Dental Services (Adult) | Not covered |
| Routine Eye Exam (Adult) | Not covered |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | Not covered |
| Skilled Nursing Facility | 50.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 50.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | $40.00 |
| Transplant | 50.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | Not covered |
| Weight Loss Programs | Not covered |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | 50.00% Coinsurance after deductible |
Service area
This plan covers 1 geographic area.
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