Alterwood Advantage Freedom (HMO)

ALTERWOOD ADVANTAGE, INC. · 2027 plan year

Plan ID H9306-003-000

HMO★ 3.5 CMS Stars
MOOP (in-network)
$6,500
MOOP (combined)
—
Monthly premium
$0/mo
Prescription drugs
Not included

This plan in 2026

Plan information

Contract / Plan / Segment
H9306-003-000
Medical deductible
$0 — no deductible
Also owed
Your Medicare Part B premium, paid separately

More ALTERWOOD ADVANTAGE, INC. plans in MD

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — AcuteTier 1: $345/day for days 1–6, $0 after; Tier 2: $405/day for days 1–6, $0 after
Inpatient Hospital — Psychiatric$335/day for days 1–6, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Supplemental Health BenefitsSee plan details
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$40
Mental Health — Group Sessions$30

Other

BenefitIn-network
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Podiatry Services$30
Other Health Care Professional Services$20-$35
Psychiatric ServicesSee plan details
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Diabetic Monitors0%-20% coinsurance
Skilled Nursing Facility (SNF)$0/day for days 1–20, $200/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$30
Intensive Cardiac Rehabilitation — Additional Sessions$40
Pulmonary Rehabilitation — Additional Sessions$25
Supervised Exercise Therapy (SET)$20
Emergency Services$115
Urgently Needed Services$35
Partial Hospitalization Program$55
Additional Telehealth Services (Part B)No charge
Opioid Treatment Program Services$35
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$215-$535
Therapeutic Radiology20% coinsurance
X-Ray Services$20-$50
Outpatient Hospital Services$300-$750
Hospital Observation Services$280-$700 per stay
Ambulatory Surgical Center (ASC)$50
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$40
Substance Abuse — Group Sessions$30
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Vision — Eyeglasses (Lenses & Frames)No charge
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Fitness BenefitNo charge
Readmission Prevention ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services20% coinsurance
Dental — Endodontics (Root Canal)20% coinsurance
Dental — Periodontics (Gum Care)20% coinsurance
Dental — Removable Prosthodontics (Dentures)20% coinsurance
Dental — Oral & Maxillofacial Surgery20% coinsurance
Dental — Adjunctive General Services20% coinsurance
Vision — Eye Exams$40
Vision — Eye ExamsSee plan details
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Occupational Therapy Services$35
Physician Specialist Services$35
Podiatry Services$30
Hearing — Exams$40
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Psychiatric Services — Individual Sessions$40
Psychiatric Services — Group Sessions$30
Physical Therapy & Speech-Language Pathology$40
Ground Ambulance$235
Air Ambulance$300
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies0%-20% coinsurance
Dialysis Services20% coinsurance
Dental — Medicare-Covered Services$40
Vision — Routine Eye ExamsNo charge
Vision — Eyewear20% coinsurance
Vision — EyewearSee plan details
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Chiropractic — Other ServicesNo charge
Vision — Contact LensesNo charge
Hearing — Hearing Aids (All Types)$475-$1,950

Service area

  • MD: 20 counties

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