BrightPath Silver 5000 - no deductible for office visits
SelectHealth, Inc. · 2026 plan year
Silver
- Ind. deductible
- $5,000
- Family deductible
- $5,000
- Ind. OOP max
- $9,900
- Family OOP max
- $9,900
Compare with other Silver plans in ID
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More SelectHealth, Inc. plans in ID
Monthly premiums by age
Rating Area 1 — the lowest-priced of the 3 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $353 | $353 |
| 21 | $461 | $461 |
| 30 | $523 | $523 |
| 40 | $589 | $630 |
| 50 | $823 | $906 |
| 60 | $1,251 | $1,527 |
| 64 and over | $1,383 | $1,687 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $30.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $55.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $600.00 Copay after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | $850.00 Copay per Day after deductible |
| Outpatient Surgery Physician/Surgical Services | 30.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | $75.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Non-Preferred Brand Drugs | $55.00 Copay after deductible |
| Generic Drugs | $25.00 |
| Preferred Brand Drugs | $45.00 Copay after deductible |
| Specialty Drugs | 50.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | $850.00 Copay per Day after deductible |
| Mental/Behavioral Health Outpatient Services | $30.00 |
Other
| Benefit | In-network |
|---|---|
| Nutritional Counseling | No charge |
| Accidental Dental | 30.00% Coinsurance after deductible |
| Allergy Testing | $55.00 |
| Chemotherapy | 50.00% Coinsurance after deductible |
| Chiropractic Care | $50.00 |
| Delivery and All Inpatient Services for Maternity Care | $850.00 Copay after deductible |
| Diabetes Education | No charge |
| Dialysis | 30.00% Coinsurance after deductible |
| Durable Medical Equipment | 30.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | $300 Copay after deductible |
| Eye Glasses for Children | 30.00% Coinsurance after deductible |
| Habilitation Services | $50.00 |
| Home Health Care Services | 30.00% Coinsurance after deductible |
| Hospice Services | 30.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs) | $200.00 Copay after deductible |
| Infusion Therapy | 30.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 40.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | $20.00 |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $30.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 40.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | $30.00 |
| Prenatal and Postnatal Care | 30.00% Coinsurance after deductible |
| Prosthetic Devices | 30.00% Coinsurance after deductible |
| Radiation | 30.00% Coinsurance after deductible |
| Reconstructive Surgery | $650.00 Copay after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $50 Copay after deductible |
| Rehabilitative Speech Therapy | $50 Copay after deductible |
| Routine Eye Exam for Children | $55.00 |
| Skilled Nursing Facility | $850.00 Copay per Day after deductible |
| Substance Abuse Disorder Inpatient Services | $850.00 Copay per Day after deductible |
| Substance Abuse Disorder Outpatient Services | $30.00 |
| Transplant | $650.00 Copay after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $20.00 |
Service area
This plan covers 10 geographic areas.
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