Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
Sendero Health Real Gold / $350 Deductible
Sendero Health Plans, Local Nonprofit · 2026 plan year
Gold
- Ind. deductible
- $350
- Family deductible
- $700
- Ind. OOP max
- $8,750
- Family OOP max
- $17,500
Other cost-sharing reduction variants for this plan:
More Sendero Health Plans, Local Nonprofit plans in TX
Monthly premiums by age
Rating Area 3
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $351 | $351 |
| 21 | $459 | $482 |
| 30 | $521 | $598 |
| 40 | $587 | $736 |
| 50 | $820 | $1,117 |
| 60 | $1,247 | $1,830 |
| 64 and over | $1,378 | $2,067 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | See plan details |
| Primary Care Visit to Treat an Injury or Illness | 30.00% Coinsurance after deductible |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | 40.00% Coinsurance after deductible |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 35.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 35.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 30.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | 30.00% Coinsurance after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | No Charge after deductible |
| Non-Preferred Brand Drugs | $80.00 Copay with deductible |
| Off Label Prescription Drugs | 20.00% Coinsurance after deductible |
| Preferred Brand Drugs | $40.00 Copay with deductible |
| Prescription Drugs Other | 20.00% Coinsurance after deductible |
| Specialty Drugs | 35.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental Health Other | 20.00% Coinsurance after deductible |
| Mental/Behavioral Health Inpatient Services | 35.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | 30.00% Coinsurance after deductible |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | Not covered |
| Accidental Dental | 20.00% Coinsurance after deductible |
| Acupuncture | Not covered |
| Allergy Testing | 20.00% Coinsurance after deductible |
| Autism Spectrum Disorders | 30.00% Coinsurance after deductible |
| Bariatric Surgery | Not covered |
| Basic Dental Care - Adult | Not covered |
| Basic Dental Care - Child | 20.00% Coinsurance after deductible |
| Brain Injury | 20.00% Coinsurance after deductible |
| Cardiovascular Disease | 20.00% Coinsurance after deductible |
| Chemotherapy | 20.00% Coinsurance after deductible |
| Chiropractic Care | $35.00 |
| Cosmetic Surgery | Not covered |
| Delivery and All Inpatient Services for Maternity Care | 35.00% Coinsurance after deductible |
| Dental Check-Up for Children | 20.00% Coinsurance after deductible |
| Diabetes Care Management | 20.00% Coinsurance after deductible |
| Diabetes Education | 20.00% Coinsurance after deductible |
| Dialysis | 20.00% Coinsurance after deductible |
| Durable Medical Equipment | 20.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 35.00% Coinsurance after deductible |
| Eye Glasses for Children | 20.00% Coinsurance after deductible |
| Habilitation Services | 30.00% Coinsurance after deductible |
| Hearing Aids | 20.00% Coinsurance after deductible |
| Home Health Care Services | No charge |
| Hospice Services | 20.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs) | 30.00% Coinsurance after deductible |
| Infertility Treatment | Not covered |
| Infusion Therapy | 20.00% Coinsurance after deductible |
| Inherited Metabolic Disorder - PKU | 20.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 35.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | 20.00% Coinsurance after deductible |
| Long-Term/Custodial Nursing Home Care | Not covered |
| Major Dental Care - Adult | Not covered |
| Major Dental Care - Child | 20.00% Coinsurance after deductible |
| Mammography | $250.00 Copay after deductible |
| Nutritional Counseling | $5.00 |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | 20.00% Coinsurance after deductible |
| Osteoporosis | 20.00% Coinsurance after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | 30.00% Coinsurance after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 30.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | $35.00 |
| Pediatric Services Other | 20.00% Coinsurance after deductible |
| Post-Mastectomy Care | 20.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | 30.00% Coinsurance after deductible |
| Private-Duty Nursing | Not covered |
| Prosthetic Devices | 20.00% Coinsurance after deductible |
| Radiation | 20.00% Coinsurance after deductible |
| Reconstructive Surgery | 20.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $35.00 |
| Rehabilitative Speech Therapy | $35.00 |
| Routine Dental Services (Adult) | Not covered |
| Routine Eye Exam (Adult) | Not covered |
| Routine Eye Exam for Children | 20.00% Coinsurance after deductible |
| Routine Foot Care | 20.00% Coinsurance after deductible |
| Skilled Nursing Facility | 20.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 30.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | 30.00% Coinsurance after deductible |
| Transplant | 20.00% Coinsurance after deductible |
| Transplant Donor Coverage | 20.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | 20.00% Coinsurance after deductible |
| Weight Loss Programs | Not covered |
| Well Baby Visits and Care | See plan details |
| X-rays and Diagnostic Imaging | $20.00 |
Service area
This plan covers 8 geographic areas.
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