KP HI Standard Platinum 0/10

Kaiser Permanente · 2026 plan year

Platinum
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$5,200
Family OOP max
$10,400

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00

Specialist

BenefitIn-network
Specialist Visit$20.00

Hospital

BenefitIn-network
Emergency Room Services$100.00
Inpatient Hospital Services (e.g., Hospital Stay)$350.00 Copay per Stay
Outpatient Surgery Physician/Surgical Services$150.00
Urgent Care Centers or Facilities$15.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Generic Drugs Maintenance$5.00
Non-Preferred Brand Drugs$50.00
Preferred Brand Drugs$10.00
Specialty Drugs$150.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$350.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Private-Duty NursingNot covered
Abortion for Which Public Funding is Prohibited$150.00
Accidental Dental$100.00
Active & Fit$200.00
AcupunctureNot covered
Allergy Testing$10.00
Bariatric Surgery$350.00
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy20.00%
Chiropractic CareNot covered
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$350.00
Dental Check-Up for ChildrenNot covered
Diabetes Education$10.00
Dialysis20.00%
Durable Medical Equipment20.00%
Emergency Transportation/Ambulance20.00%
Eye Glasses for ChildrenNo charge
Habilitation Services$10.00
Hearing Aids60.00%
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$100.00
Infertility Treatment$10.00 + 20.00%
Infusion Therapy20.00%
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$30.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$10.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$150.00
Outpatient Rehabilitation Services$10.00
Prenatal and Postnatal CareNo charge
Prosthetic Devices$350.00
Radiation20.00%
Reconstructive Surgery$350.00
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$10.00
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility$150.00 Copay per Stay
Specialty Laboratory Services$100.00
Substance Abuse Disorder Inpatient Services$350.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$10.00
Testing Services$5.00
Transplant$350.00
Treatment for Temporomandibular Joint Disorders$350.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$30.00

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