LifeWise Cascade Select Silver
LifeWise Health Plan of Washington · 2027 plan year
Silver
- Ind. deductible
- $2,800
- Family deductible
- $5,600
- Ind. OOP max
- $11,200
- Family OOP max
- $22,400
Compare with other Silver plans in WA
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More LifeWise Health Plan of Washington plans in WA
Monthly premiums by age
Rating Area 4 — the lowest-priced of the 7 areas this plan covers. Premiums differ by area.
| Age | Individual |
|---|---|
| Under 15 | $461 |
| 21 | $603 |
| 30 | $684 |
| 40 | $771 |
| 50 | $1,077 |
| 60 | $1,636 |
| 64 and over | $1,809 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $20.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $65.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $800.00 Copay after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | $800.00 Copay per Day after deductible |
| Outpatient Surgery Physician/Surgical Services | $200.00 Copay after deductible |
| Urgent Care Centers or Facilities | $65.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $25.00 |
| Non-Preferred Brand Drugs | $250.00 Copay after deductible |
| Preferred Brand Drugs | $75.00 |
| Specialty Drugs | $250.00 Copay after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | $800.00 Copay per Day after deductible |
| Mental/Behavioral Health Outpatient Services | $20.00 |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | No charge |
| Acupuncture | $20.00 |
| Chemotherapy | 30.00% Coinsurance after deductible |
| Chiropractic Care | $20.00 |
| Cosmetic Surgery | $200.00 Copay after deductible |
| Delivery and All Inpatient Services for Maternity Care | $800.00 Copay after deductible |
| Dental Anesthesia | 30.00% Coinsurance after deductible |
| Diabetes Care Management | No charge |
| Diabetes Education | No charge |
| Dialysis | 30.00% Coinsurance after deductible |
| Durable Medical Equipment | 30.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | $375.00 |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | $800.00 Copay after deductible |
| Habilitation Services | $40.00 |
| Hearing Aids | 30.00% |
| Hearing Exams | $20.00 |
| Home Health Care Services | $30.00 |
| Hospice Services | $30.00 |
| Imaging (CT/PET Scans, MRIs) | 30.00% Coinsurance after deductible |
| Infertility Treatment | $200.00 Copay after deductible |
| Infusion Therapy | 30.00% Coinsurance after deductible |
| Inherited Metabolic Disorder - PKU | 30.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | No Charge after deductible |
| Laboratory Outpatient and Professional Services | $40.00 |
| Long-Term/Custodial Nursing Home Care | $800.00 Copay after deductible |
| Nutritional Counseling | No charge |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $20.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $600.00 Copay after deductible |
| Outpatient Rehabilitation Services | $40.00 |
| Prenatal and Postnatal Care | No charge |
| Prosthetic Devices | 30.00% Coinsurance after deductible |
| Radiation | 30.00% Coinsurance after deductible |
| Reconstructive Surgery | $200.00 Copay after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $40.00 |
| Rehabilitative Speech Therapy | $40.00 |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | $20.00 |
| Skilled Nursing Facility | $800.00 Copay per Day after deductible |
| Substance Abuse Disorder Inpatient Services | $800.00 Copay per Day after deductible |
| Substance Abuse Disorder Outpatient Services | $20.00 |
| Transplant | $800.00 Copay after deductible |
| Treatment for Temporomandibular Joint Disorders | $800.00 Copay after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $65.00 |
Service area
This plan covers 21 geographic areas.
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