Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
Moda Select Idaho Bronze 10,000 + Vision Exam
Moda Health Plan, Inc. · 2026 plan year
Expanded BronzeHSA eligible
- Ind. deductible
- $10,000
- Family deductible
- $10,000
- Ind. OOP max
- $10,000
- Family OOP max
- $10,000
Other cost-sharing reduction variants for this plan:
More Moda Health Plan, Inc. plans in ID
Monthly premiums by age
Rating Area 3 — the lowest-priced of the 6 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $198 | $198 |
| 21 | $259 | $297 |
| 30 | $294 | $338 |
| 40 | $331 | $380 |
| 50 | $462 | $531 |
| 60 | $702 | $807 |
| 64 and over | $776 | $892 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $50.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $125.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | No Charge after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | No Charge after deductible |
| Outpatient Surgery Physician/Surgical Services | No Charge after deductible |
| Urgent Care Centers or Facilities | $125.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $20.00 |
| Non-Preferred Brand Drugs | 50.00% Coinsurance after deductible |
| Preferred Brand Drugs | 40.00% |
| Specialty Drugs | 40.00% |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | No Charge after deductible |
| Mental/Behavioral Health Outpatient Services | $50.00 |
Other
| Benefit | In-network |
|---|---|
| Routine Eye Exam (Adult) | $10.00 |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | No Charge after deductible |
| Accidental Dental | No Charge after deductible |
| Allergy Testing | No Charge after deductible |
| Chemotherapy | No Charge after deductible |
| Chiropractic Care | $125.00 |
| Delivery and All Inpatient Services for Maternity Care | No Charge after deductible |
| Diabetes Education | No Charge after deductible |
| Dialysis | No Charge after deductible |
| Durable Medical Equipment | No Charge after deductible |
| Emergency Transportation/Ambulance | No Charge after deductible |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | No Charge after deductible |
| Habilitation Services | No Charge after deductible |
| Hearing Aids | No Charge after deductible |
| Home Health Care Services | No Charge after deductible |
| Hospice Services | No Charge after deductible |
| Imaging (CT/PET Scans, MRIs) | No Charge after deductible |
| Infusion Therapy | No Charge after deductible |
| Inpatient Physician and Surgical Services | No Charge after deductible |
| Laboratory Outpatient and Professional Services | $75.00 |
| Nutritional Counseling | No Charge after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $50.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | No Charge after deductible |
| Outpatient Rehabilitation Services | No Charge after deductible |
| Prenatal and Postnatal Care | No Charge after deductible |
| Prosthetic Devices | No Charge after deductible |
| Radiation | No Charge after deductible |
| Reconstructive Surgery | No Charge after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | No Charge after deductible |
| Rehabilitative Speech Therapy | No Charge after deductible |
| Skilled Nursing Facility | No Charge after deductible |
| Substance Abuse Disorder Inpatient Services | No Charge after deductible |
| Substance Abuse Disorder Outpatient Services | $50.00 |
| Transplant | No Charge after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $75.00 |
Service area
This plan covers 33 geographic areas.
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