Blue Local Silver Standard | with Atrium Health

Blue Cross and Blue Shield of NC

Silver
Ind. deductible
$6,000
Family deductible
$6,000
Ind. OOP max
$8,900
Family OOP max
$8,900

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$592
30$672
40$756
50$1,057
60$1,606

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/Immunization0.00%
Primary Care Visit to Treat an Injury or Illness$40.00

Specialist

BenefitIn-network
Specialist Visit$80.00

Hospital

BenefitIn-network
Emergency Room Services40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services40.00% Coinsurance after deductible
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$50.00
Preferred Brand Drugs$15.00
Specialty Drugs$350.00 Copay after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$40.00

Other

BenefitIn-network
Home Health Care Services25.00%
Prosthetic DevicesNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental40.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$40.00
Bariatric Surgery25.00%
Basic Dental Care - AdultNot covered
Basic Dental Care - Child40.00% Coinsurance after deductible
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care$40.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care40.00% Coinsurance after deductible
Dental Check-Up for Children$0.00
Diabetes EducationNo charge
Dialysis40.00% Coinsurance after deductible
Durable Medical Equipment25.00%
Emergency Transportation/Ambulance40.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Habilitation Services$40.00
Hearing Aids30.00% Coinsurance after deductible
Hospice Services25.00%
Imaging (CT/PET Scans, MRIs)25.00%
Infertility Treatment$80.00
Infusion Therapy25.00%
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services40.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child25.00%
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNo charge
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00% Coinsurance after deductible
Outpatient Rehabilitation Services40.00% Coinsurance after deductible
Prenatal and Postnatal Care25.00%
Private-Duty Nursing40.00% Coinsurance after deductible
Radiation40.00% Coinsurance after deductible
Reconstructive Surgery40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$40.00
Rehabilitative Speech Therapy$20.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$0.00
Routine Foot Care$80.00
Sex-Trait ModificationNot covered
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient ServicesNo charge
Substance Abuse Disorder Outpatient Services$0.00
Transplant40.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$80.00
Weight Loss ProgramsNot covered
Well Baby Visits and Care0.00%
X-rays and Diagnostic ImagingNo charge

Plan rules

Service area

This plan covers 3 geographic areas.