BlueCare Gold 24K01-10 ($45 PCP Visits / $80 Specialist Visits / $20 Labs / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company) · 2027 plan year

Gold
Ind. medical deductible
$1,500
Rx deductible (separate)
$0
Family deductible
$3,000
Ind. OOP max
$6,450
Family OOP max
$12,900

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

More Florida Blue HMO (a BlueCross BlueShield FL company) plans in FL

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$80.00

Hospital

BenefitIn-network
Emergency Room Services$500.00
Inpatient Hospital Services (e.g., Hospital Stay)20.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services$10.00
Urgent Care Centers or Facilities$60.00

Pharmacy

BenefitIn-network
Generic Drugs$4.00
Non-Preferred Brand Drugs47.00%
Off Label Prescription Drugs47.00%
Preferred Brand Drugs$65.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services20.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$80.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$80.00
AcupunctureNot covered
Allergy Testing$80.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Bone Marrow Transplant20.00% Coinsurance after deductible
Chemotherapy20.00% Coinsurance after deductible
Chiropractic Care$80.00
Congenital Anomaly, including Cleft Lip/Palate20.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care20.00% Coinsurance after deductible
Dental Anesthesia$80.00
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$80.00
Diabetes EducationNo charge
Dialysis20.00% Coinsurance after deductible
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance20.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services$80.00
Hearing AidsNot covered
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$325.00
Infertility TreatmentNot covered
Infusion Therapy20.00% Coinsurance after deductible
Inpatient Physician and Surgical Services$10.00
Laboratory Outpatient and Professional Services$20.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutrition/Formulas20.00% Coinsurance after deductible
Nutritional Counseling$80.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Osteoporosis$80.00
Other Practitioner Office Visit (Nurse, Physician Assistant)$80.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)20.00% Coinsurance after deductible
Outpatient Rehabilitation Services$80.00
Prenatal and Postnatal Care$80.00
Private-Duty NursingNot covered
Prosthetic DevicesNo charge
Radiation20.00% Coinsurance after deductible
Reconstructive Surgery20.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$80.00
Rehabilitative Speech Therapy$80.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$80.00
Skilled Nursing Facility20.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services20.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$80.00
Transplant20.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$80.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$175.00

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