Blue Direction Silver 1

BlueCross BlueShield of South Carolina · 2026 plan year

Silver
Ind. medical deductible
$0
Rx deductible (separate)
$1,800
Family deductible
$0
Ind. OOP max
$1,800
Family OOP max
$3,600

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

More BlueCross BlueShield of South Carolina plans in SC

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Primary Care Visit to Treat an Injury or IllnessNo charge
Preventive Care/Screening/ImmunizationNo charge

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Emergency Room Services20.00%
Inpatient Hospital Services (e.g., Hospital Stay)20.00%
Outpatient Surgery Physician/Surgical Services20.00%
Urgent Care Centers or Facilities$10.00

Pharmacy

BenefitIn-network
Generic Drugs$2.00
Non-Preferred Brand DrugsNo Charge after deductible
Preferred Brand Drugs$15.00
Specialty DrugsNo Charge after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services20.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Prosthetic Devices20.00%
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental20.00%
AcupunctureNot covered
Allergy Testing20.00%
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy20.00%
Chiropractic CareNot covered
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care20.00%
Dental Check-Up for ChildrenNot covered
Diabetes Education20.00%
Dialysis20.00%
Durable Medical Equipment20.00%
Emergency Transportation/Ambulance20.00%
Eye Glasses for Children$50.00
Private-Duty NursingNot covered
Habilitation Services$8.00
Hearing AidsNot covered
Home Health Care Services20.00%
Hospice Services20.00%
Imaging (CT/PET Scans, MRIs)20.00%
Infertility TreatmentNot covered
Infusion Therapy20.00%
Inpatient Physician and Surgical Services20.00%
Laboratory Outpatient and Professional Services20.00%
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling20.00%
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)20.00%
Outpatient Rehabilitation Services$8.00
Prenatal and Postnatal Care20.00%
Radiation20.00%
Reconstructive Surgery20.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$8.00
Rehabilitative Speech Therapy$8.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$25.00
Routine Foot CareNot covered
Skilled Nursing Facility20.00%
Substance Abuse Disorder Inpatient Services20.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant20.00%
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging20.00%

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