Blue Cross Select Silver

Blue Cross and Blue Shield of Alabama · 2026 plan year

Silver
Ind. deductible
$450
Family deductible
$900
Ind. OOP max
$2,750
Family OOP max
$5,500

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$25.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room Services$350.00
Inpatient Hospital Services (e.g., Hospital Stay)15.00%
Outpatient Surgery Physician/Surgical ServicesNo Charge after deductible
Urgent Care Centers or Facilities$25.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Non-Preferred Brand Drugs40.00%
Preferred Brand Drugs$45.00
Specialty Drugs20.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient ServicesNo charge
Mental/Behavioral Health Outpatient Services$40.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental20.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing20.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child20.00%
ChemotherapyNo charge
Chiropractic Care20.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care15.00%
Dental Check-Up for ChildrenNo charge
Diabetes Education20.00% Coinsurance after deductible
DialysisNo charge
Durable Medical Equipment20.00% Coinsurance after deductible
Emergency Transportation/Ambulance20.00% Coinsurance after deductible
Eye Glasses for Children20.00% Coinsurance after deductible
Habilitation Services20.00% Coinsurance after deductible
Hearing AidsNot covered
Home Health Care ServicesNo Charge after deductible
Hospice ServicesNo Charge after deductible
Imaging (CT/PET Scans, MRIs)$350.00
Infertility Treatment$40.00
Infusion TherapyNo charge
Inpatient Physician and Surgical ServicesNo Charge after deductible
Laboratory Outpatient and Professional ServicesNo charge
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child50.00% Coinsurance after deductible
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$25.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$350.00
Outpatient Rehabilitation Services20.00% Coinsurance after deductible
Prenatal and Postnatal CareNo Charge after deductible
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
RadiationNo charge
Reconstructive SurgeryNo Charge after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy20.00% Coinsurance after deductible
Rehabilitative Speech Therapy20.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children20.00% Coinsurance after deductible
Routine Foot CareNot covered
Skilled Nursing FacilityNot covered
Substance Abuse Disorder Inpatient ServicesNo charge
Substance Abuse Disorder Outpatient Services$40.00
TransplantNo Charge after deductible
Treatment for Temporomandibular Joint Disorders20.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic ImagingNo charge

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