UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)

UnitedHealthcare · 2026 plan year

Silver

Ind. deductible: $4,500
Family deductible: $9,000
Ind. OOP max: $10,150
Family OOP max: $20,300

Compare with other Silver plans in AZ

Side by side: deductibles, out-of-pocket limits and copays.

Connect Silver SoAZ 4000 Indiv Med DeductibleCigna HealthCare of Arizona, Inc · Deductible $4,000 · Out-of-pocket max $10,000
Connect Silver 4000 Indiv Med DeductibleCigna HealthCare of Arizona, Inc · Deductible $4,000 · Out-of-pocket max $9,700
Silver Simple PCP SaverOscar Health Plan, Inc. · Deductible $5,750 · Out-of-pocket max $9,400

Compare 4 plans Browse all Silver plans in AZ

Other cost-sharing reduction variants for this plan:

73% AV Level Silver Plan 87% AV Level Silver Plan 94% AV Level Silver Plan Limited Cost Sharing Plan Variation Standard Silver Off Exchange Plan Zero Cost Sharing Plan Variation

More UnitedHealthcare plans in AZ

UHC Gold Standard UHC Bronze Standard UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)

Monthly premiums by age

Rating Area 4 — the lowest-priced of the 5 areas this plan covers. Premiums differ by area.

Age	Individual	Individual + tobacco
Under 15	$343	$343
21	$449	$471
30	$509	$560
40	$573	$631
50	$801	$961
60	$1,218	$1,461
64 and over	$1,346	$1,615

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$12.00

Specialist

Benefit	In-network
Specialist Visit	$80.00

Hospital

Benefit	In-network
Emergency Room Services	$800.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	$1500.00 Copay per Day after deductible
Outpatient Surgery Physician/Surgical Services	$300.00 Copay after deductible
Urgent Care Centers or Facilities	$75.00

Pharmacy

Benefit	In-network
Generic Drugs	$8.00
Non-Preferred Brand Drugs	40.00% Coinsurance after deductible
Preferred Brand Drugs	$85.00 Copay after deductible
Specialty Drugs	50.00% Coinsurance after deductible

Mental Health

Benefit	In-network
Mental/Behavioral Health Inpatient Services	$1500.00 Copay per Day after deductible
Mental/Behavioral Health Outpatient Services	$18.00

Other

Benefit	In-network
Abortion for Which Public Funding is Prohibited	Not covered
Accidental Dental	30.00% Coinsurance after deductible
Acupuncture	Not covered
Allergy Testing	30.00% Coinsurance after deductible
Bariatric Surgery	$1200.00 Copay after deductible
Basic Dental Care - Adult	Not covered
Basic Dental Care - Child	30.00% Coinsurance after deductible
Chemotherapy	$750.00 Copay after deductible
Chiropractic Care	$10.00
Cosmetic Surgery	Not covered
Delivery and All Inpatient Services for Maternity Care	$1500.00 Copay after deductible
Dental Check-Up for Children	No charge
Diabetes Education	30.00% Coinsurance after deductible
Dialysis	$500.00 Copay after deductible
Durable Medical Equipment	30.00% Coinsurance after deductible
Emergency Transportation/Ambulance	$800.00 Copay after deductible
Eye Glasses for Children	30.00% Coinsurance after deductible
Gender Affirming Care	$1200.00 Copay after deductible
Habilitation Services	$100.00 Copay after deductible
Hearing Aids	30.00% Coinsurance after deductible
Home Health Care Services	30.00% Coinsurance after deductible
Hospice Services	30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)	$250.00 Copay after deductible
Infertility Treatment	Not covered
Infusion Therapy	$100.00 Copay after deductible
Inpatient Physician and Surgical Services	No charge
Laboratory Outpatient and Professional Services	$15.00
Long-Term/Custodial Nursing Home Care	Not covered
Major Dental Care - Adult	Not covered
Major Dental Care - Child	30.00% Coinsurance after deductible
Nutritional Counseling	30.00% Coinsurance after deductible
Orthodontia - Adult	Not covered
Orthodontia - Child	50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)	30.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	$1200.00 Copay after deductible
Outpatient Rehabilitation Services	$100.00 Copay after deductible
Prenatal and Postnatal Care	No charge
Private-Duty Nursing	30.00% Coinsurance after deductible
Prosthetic Devices	30.00% Coinsurance after deductible
Radiation	$100.00 Copay after deductible
Reconstructive Surgery	$1200.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	$100.00 Copay after deductible
Rehabilitative Speech Therapy	$100.00 Copay after deductible
Routine Dental Services (Adult)	Not covered
Routine Eye Exam (Adult)	Not covered
Routine Eye Exam for Children	No charge
Routine Foot Care	Not covered
Skilled Nursing Facility	$1500.00 Copay per Day after deductible
Substance Abuse Disorder Inpatient Services	$1500.00 Copay per Day after deductible
Substance Abuse Disorder Outpatient Services	$18.00
Transplant	$1500.00 Copay after deductible
Treatment for Temporomandibular Joint Disorders	30.00% Coinsurance after deductible
Weight Loss Programs	Not covered
Well Baby Visits and Care	No charge
X-rays and Diagnostic Imaging	$65.00 Copay after deductible