IDID Southwest Silver 5500

Blue Cross of Idaho · 2026 plan year

Silver

Ind. deductible: $5,500
Family deductible: $5,500
Ind. OOP max: $9,200
Family OOP max: $9,200

Compare with other Silver plans in ID

Side by side: deductibles, out-of-pocket limits and copays.

ICON Silver 5700 Separate RX Deductible POSRegence BlueShield of Idaho, Inc. · Deductible $5,700 · Out-of-pocket max $10,150
St Luke's Health Plan SilverSt. Luke's Health Plan, Inc. · Deductible $5,800 · Out-of-pocket max $8,750
Select Health SAHA Silver 5000 - no deductible for office visitsSelectHealth, Inc. · Deductible $5,000 · Out-of-pocket max $9,900

Compare 4 plans Browse all Silver plans in ID

Other cost-sharing reduction variants for this plan:

73% AV Level Silver Plan 87% AV Level Silver Plan 94% AV Level Silver Plan Limited Cost Sharing Plan Variation Standard Silver Off Exchange Plan Zero Cost Sharing Plan Variation

More Blue Cross of Idaho plans in ID

MVN East Silver Connect 5500 PQA Southeast Silver Connect 5500 PQA Southeast Silver Connect 7100 PQA Southeast Gold Connect 2000 SLHP Gold CarePoint 2000

Monthly premiums by age

Rating Area 3

Age	Individual	Individual + tobacco
Under 15	$313	$313
21	$409	$491
30	$464	$557
40	$523	$627
50	$730	$876
60	$1,110	$1,332
64 and over	$1,227	$1,472

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$20.00

Specialist

Benefit	In-network
Specialist Visit	$55.00

Hospital

Benefit	In-network
Urgent Care Centers or Facilities	$50.00
Emergency Room Services	$350.00 Copay after deductible + 40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services	40.00% Coinsurance after deductible

Pharmacy

Benefit	In-network
Generic Drugs	$20.00
Non-Preferred Brand Drugs	$50.00 Copay after deductible
Preferred Brand Drugs	$30.00 Copay after deductible
Specialty Drugs	50.00% Coinsurance after deductible

Mental Health

Benefit	In-network
Mental/Behavioral Health Inpatient Services	40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services	$20.00 + 40.00% Coinsurance after deductible

Other

Benefit	In-network
Accidental Dental	40.00% Coinsurance after deductible
Allergy Testing	40.00% Coinsurance after deductible
Chemotherapy	40.00% Coinsurance after deductible
Chiropractic Care	40.00% Coinsurance after deductible
Transplant	40.00% Coinsurance after deductible
Well Baby Visits and Care	No charge
X-rays and Diagnostic Imaging	40.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care	40.00% Coinsurance after deductible
Diabetes Education	$20.00
Dialysis	40.00% Coinsurance after deductible
Durable Medical Equipment	40.00% Coinsurance after deductible
Emergency Transportation/Ambulance	40.00% Coinsurance after deductible
Eye Glasses for Children	No charge
Habilitation Services	40.00% Coinsurance after deductible
Hearing Aids	40.00% Coinsurance after deductible
Home Health Care Services	40.00% Coinsurance after deductible
Hospice Services	No charge
Imaging (CT/PET Scans, MRIs)	$300.00 + 40.00% Coinsurance after deductible
Infusion Therapy	40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services	40.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services	40.00% Coinsurance after deductible
Nutritional Counseling	No charge
Other Practitioner Office Visit (Nurse, Physician Assistant)	$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	40.00% Coinsurance after deductible
Outpatient Rehabilitation Services	40.00% Coinsurance after deductible
Prenatal and Postnatal Care	40.00% Coinsurance after deductible
Prosthetic Devices	40.00% Coinsurance after deductible
Radiation	40.00% Coinsurance after deductible
Reconstructive Surgery	40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	40.00% Coinsurance after deductible
Rehabilitative Speech Therapy	40.00% Coinsurance after deductible
Routine Eye Exam for Children	No charge
Skilled Nursing Facility	40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services	40.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services	$20.00 + 40.00% Coinsurance after deductible

Service area

This plan covers 8 geographic areas.

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