UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)

UnitedHealthcare · 2026 plan year

Silver
Ind. deductible
$2,600
Family deductible
$5,200
Ind. OOP max
$9,200
Family OOP max
$18,400

Compare with other Silver plans in OK

Side by side: deductibles, out-of-pocket limits and copays.

More UnitedHealthcare plans in OK

Monthly premiums by age

Rating Area 3 — the lowest-priced of the 3 areas this plan covers. Premiums differ by area.

AgeIndividualIndividual + tobacco
Under 15$442$442
21$578$607
30$656$721
40$738$812
50$1,032$1,238
60$1,568$1,881
64 and over$1,733$2,079

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$100.00

Hospital

BenefitIn-network
Emergency Room Services$1000.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)35.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services$250.00 Copay after deductible
Urgent Care Centers or Facilities$75.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Non-Preferred Brand Drugs40.00% Coinsurance after deductible
Preferred Brand Drugs$85.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services35.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental35.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing35.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - Adult50.00%
Basic Dental Care - Child35.00% Coinsurance after deductible
Chemotherapy$750.00 Copay after deductible
Chiropractic Care35.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care35.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education35.00% Coinsurance after deductible
Dialysis$500.00 Copay after deductible
Durable Medical Equipment35.00% Coinsurance after deductible
Emergency Transportation/Ambulance$1000.00 Copay after deductible
Eye Glasses for Children35.00% Coinsurance after deductible
Gender Affirming Care$750.00 Copay after deductible
Habilitation Services$50.00 Copay after deductible
Hearing Aids35.00% Coinsurance after deductible
Home Health Care Services35.00% Coinsurance after deductible
Hospice Services35.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$300.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy$100.00 Copay after deductible
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$15.00 Copay after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50.00%
Major Dental Care - Child35.00% Coinsurance after deductible
Nutritional Counseling35.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)35.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$750.00 Copay after deductible
Outpatient Rehabilitation Services$50.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Private-Duty Nursing35.00% Coinsurance after deductible
Prosthetic Devices35.00% Coinsurance after deductible
Radiation$100.00 Copay after deductible
Reconstructive Surgery$750.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$50.00 Copay after deductible
Rehabilitative Speech Therapy$50.00 Copay after deductible
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility35.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services35.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$20.00
Transplant35.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$35.00 Copay after deductible

Plan rules

Service area

This plan covers 57 geographic areas.

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