Octave Bronze Exp Standardized

Octave · 2026 plan year

Expanded BronzeHSA eligible

Ind. deductible: $7,500
Family deductible: $15,000
Ind. OOP max: $10,000
Family OOP max: $20,000

Compare with other Expanded Bronze plans in AR

Side by side: deductibles, out-of-pocket limits and copays.

HA Bronze Exp StandardizedHealth Advantage · Deductible $7,500 · Out-of-pocket max $10,000
Standard Expanded Bronze (QualChoice)Ambetter from Arkansas Health & Wellness · Deductible $7,500 · Out-of-pocket max $10,000
Standard Expanded Bronze + Vision + Adult DentalAmbetter from Arkansas Health & Wellness · Deductible $7,500 · Out-of-pocket max $10,000

Compare 4 plans Browse all Expanded Bronze plans in AR

Other cost-sharing reduction variants for this plan:

Limited Cost Sharing Plan Variation Standard Bronze Off Exchange Plan Zero Cost Sharing Plan Variation

More Octave plans in AR

Octave Silver AH Octave Gold Standardized Octave Gold Classic National Octave Silver Standardized

Monthly premiums by age

The same in all 7 areas this plan covers.

Age	Individual	Individual + tobacco
Under 15	$268	$268
21	$350	$420
30	$397	$477
40	$447	$537
50	$625	$750
60	$950	$1,140
64 and over	$1,050	$1,260

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$50.00

Specialist

Benefit	In-network
Specialist Visit	$100.00

Hospital

Benefit	In-network
Emergency Room Services	50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	50.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services	50.00% Coinsurance after deductible
Urgent Care Centers or Facilities	$75.00

Pharmacy

Benefit	In-network
Generic Drugs	$25.00
Non-Preferred Brand Drugs	$100.00 Copay after deductible
Off Label Prescription Drugs	50.00% Coinsurance after deductible
Preferred Brand Drugs	$50.00 Copay after deductible
Preventive Drugs	No charge
Specialty Drugs	$500.00 Copay after deductible
Specialty Drugs Tier 2	$500.00 Copay after deductible

Mental Health

Benefit	In-network
Mental/Behavioral Health Inpatient Services	50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services	$50.00

Other

Benefit	In-network
Abortion for Which Public Funding is Prohibited	Not covered
Accidental Dental	50.00% Coinsurance after deductible
Acquired Brain Injury	50.00% Coinsurance after deductible
Acupuncture	Not covered
Allergy Testing	50.00% Coinsurance after deductible
Applied Behavior Analysis Based Therapies	50.00% Coinsurance after deductible
Bariatric Surgery	50.00% Coinsurance after deductible
Basic Dental Care - Adult	Not covered
Basic Dental Care - Child	Not covered
Biomarke	50.00% Coinsurance after deductible
Chemotherapy	50.00% Coinsurance after deductible
Chiropractic Care	$50.00
Cochlear Implants	50.00% Coinsurance after deductible
Community Health Worke	50.00% Coinsurance after deductible
Cosmetic Surgery	Not covered
Craniofacial Surgery	50.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care	50.00% Coinsurance after deductible
Dental Anesthesia	50.00% Coinsurance after deductible
Dental Check-Up for Children	Not covered
Diabetes Care Management	50.00% Coinsurance after deductible
Diabetes Education	No charge
Dialysis	50.00% Coinsurance after deductible
Doulas	50.00% Coinsurance after deductible
Durable Medical Equipment	50.00% Coinsurance after deductible
Emergency Transportation/Ambulance	50.00% Coinsurance after deductible
Eye Glasses for Children	50.00% Coinsurance after deductible
Gastric Electrical Stimulation	50.00% Coinsurance after deductible
Genetic Testing for Cance	No charge
Habilitation Services	$50.00
Hearing Aids	50.00%
Home Health Care Services	50.00% Coinsurance after deductible
Hospice Services	50.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)	50.00% Coinsurance after deductible
Infertility Treatment	Not covered
Infusion Therapy	50.00% Coinsurance after deductible
Inherited Metabolic Disorder - PKU	50.00% Coinsurance after deductible
Inpatient Physician and Surgical Services	50.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services	50.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home Care	Not covered
Lung Cancer Screening	No charge
Major Dental Care - Adult	Not covered
Major Dental Care - Child	Not covered
Nutritional Counseling	50.00% Coinsurance after deductible
Orthodontia - Adult	Not covered
Orthodontia - Child	Not covered
Other Practitioner Office Visit (Nurse, Physician Assistant)	$50.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	50.00% Coinsurance after deductible
Outpatient Rehabilitation Services	$50.00
PANS-PANDA	50.00% Coinsurance after deductible
Prenatal and Postnatal Care	50.00% Coinsurance after deductible
Private-Duty Nursing	Not covered
Prosthetic Devices	50.00% Coinsurance after deductible
Radiation	50.00% Coinsurance after deductible
Reconstructive Surgery	50.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	$50.00
Rehabilitative Speech Therapy	$50.00
Routine Dental Services (Adult)	Not covered
Routine Eye Exam (Adult)	Not covered
Routine Eye Exam for Children	No charge
Routine Foot Care	50.00% Coinsurance after deductible
Skilled Nursing Facility	50.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services	50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services	$50.00
Transplant	50.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders	50.00% Coinsurance after deductible
Weight Loss Programs	Not covered
Weight Loss Treatment	50.00% Coinsurance after deductible
Well Baby Visits and Care	No charge
Well Child Care	No charge
X-rays and Diagnostic Imaging	50.00% Coinsurance after deductible