HA Platinum Standardized

Health Advantage · 2027 plan year

Platinum
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$5,900
Family OOP max
$11,800

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room Services$250.00
Inpatient Hospital Services (e.g., Hospital Stay)$400.00 Copay per Stay
Outpatient Surgery Physician/Surgical Services$250.00
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$60.00
Off Label Prescription DrugsNo charge
Preferred Brand Drugs$20.00
Preventive DrugsNo charge
Specialty Drugs$250.00
Specialty Drugs Tier 2$250.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$400.00 Copay per Stay
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental DentalNo charge
AcupunctureNot covered
Allergy TestingNo charge
Applied Behavior Analysis Based TherapiesNo charge
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
ChemotherapyNo charge
Chiropractic Care$20.00
Cochlear ImplantsNo charge
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care50.00%
Dental AnesthesiaNo charge
Dental Check-Up for ChildrenNot covered
Diabetes Care ManagementNo charge
Diabetes EducationNo charge
DialysisNo charge
Durable Medical Equipment50.00%
Emergency Transportation/AmbulanceNo charge
Eye Glasses for ChildrenNo charge
Gastric Electrical StimulationNo charge
Habilitation Services$20.00
Hearing AidsNo charge
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$250.00
Infertility TreatmentNot covered
Infusion TherapyNo charge
Inherited Metabolic Disorder - PKUNo charge
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$60.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$250.00
Outpatient Rehabilitation Services$20.00
Prenatal and Postnatal Care50.00%
Private-Duty NursingNot covered
Prosthetic DevicesNo charge
RadiationNo charge
Reconstructive SurgeryNo charge
Rehabilitative Occupational and Rehabilitative Physical Therapy$20.00
Rehabilitative Speech Therapy$20.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNo charge
Skilled Nursing Facility$250.00 Copay per Stay
Substance Abuse Disorder Inpatient Services$400.00 Copay per Stay
Substance Abuse Disorder Outpatient Services$20.00
TransplantNo charge
Treatment for Temporomandibular Joint DisordersNo charge
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
Well Child CareNo charge
X-rays and Diagnostic Imaging$60.00

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