Essence Rx (HMO-POS)

SECURITY HEALTH PLAN OF WISCONSIN, INC. · 2026 plan year

Plan ID H5211-002-000

HMOPOS★ 4.5 CMS Stars
MOOP (in-network)
$3,800
MOOP (combined)
$3,800
Monthly premium
$87/mo
Part C $57.90 + Part D $29.10, before Extra Help
Prescription drugs
Included

Plan information

Contract / Plan / Segment
H5211-002-000
Medical deductible
$0 — no deductible
Part D premium
$29.10/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$330/yr
Also owed
Your Medicare Part B premium, paid separately

More SECURITY HEALTH PLAN OF WISCONSIN, INC. plans in WI

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$20

Hospital

BenefitIn-network
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Acute$300/day for days 1–5, $0 after
Inpatient Hospital — Psychiatric$300/day for days 1–5, $0 after
Worldwide Urgent Care Coverage$0-$50

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$40
Mental Health — Group Sessions$40
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Chiropractic ServicesSee plan details
Diabetic SuppliesNo charge
Worldwide Emergency Transportation$225
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & InsertsNo charge
Dental — Oral ExamsNo charge
Skilled Nursing Facility (SNF)$0/day for days 1–6, $20/day for days 7–45, $0 after
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Emergency Services$150
Urgently Needed Services$0-$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$150
Partial Hospitalization ProgramNo charge
Intensive Outpatient Program (IOP)No charge
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$20
Chiropractic — Other Services$20
Occupational Therapy Services$30
Physician Specialist Services$50
Podiatry Services$50
Other Health Care Professional Services$0-$50
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$40
Psychiatric Services — Group Sessions$40
Physical Therapy & Speech-Language Pathology$30
Additional Telehealth Services (Part B)$0-$225
Opioid Treatment Program Services$0-$50 copay + 20% coinsurance
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$5
Laboratory Services$5
Radiological ServicesSee plan details
Diagnostic Radiology$200
Therapeutic Radiology$50
X-Ray Services$5
Outpatient Hospital Services$0-$200
Hospital Observation Services$0-$250 per stay
Ambulatory Surgical Center (ASC)$0-$250
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$50
Substance Abuse — Group Sessions$50
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$225
Air Ambulance$225
Durable Medical Equipment (DME)0%-20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Other Supplemental Benefit0%-20% coinsurance
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Health EducationNo charge
Smoking & Tobacco Cessation CounselingNo charge
Fitness BenefitNo charge
Enhanced Disease ManagementNo charge
Remote Access TechnologiesNo charge
Home & Bathroom Safety Devices20% coinsurance
Readmission Prevention ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered ServicesNo charge
Dental — PreventiveSee plan details
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Vision — Eye Exams$50
Vision — Eye ExamsSee plan details
Vision — Routine Eye Exams$0-$50
Vision — Other Eye Services$0-$50
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$50
Hearing — ExamsSee plan details
Hearing — Routine Exams$50
Hearing — Fitting & Evaluation for Hearing Aid$50
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$500

Service area

  • WI: 54 counties

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